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H&R Block Emerald Prepaid MasterCard®

Apply for Your H&R Block Emerald Card Today!
H&R Block Emerald Prepaid MasterCard® Keep more of your hard-earned money with the
H&R Block Emerald Card®.
  • When you get your taxes prepared at an H&R Block tax office, you can load your refund or loan proceeds directly onto the H&R Block Emerald Card and use your card anywhere Debit MasterCard cards are accepted.
  • This year you could save money and avoid expensive check-cashing fees with the H&R Block Emerald Card. Be sure to ask your tax professional how to take advantage of this great offer.

Apply Now


Enjoy cardholder benefits you'll use every day:

Make purchases with H&R Block Emerald Card™
Make Purchases

Worldwide Acceptance
Make purchases anywhere debit MasterCard cards are accepted — including stores, gas stations, restaurants, airlines and hotels, doctors' offices, and Internet merchants.

No Interest Charges
The H&R Block Emerald Card is not a credit card, which means purchase amounts are deducted from your H&R Block Emerald Card balance.

Enhanced Security
Using your card is safer than carrying cash. The U.S. MasterCard Zero Liability* policy protects you against unauthorized purchases.


Get cash with H&R Block Emerald Card™
Get Cash, Send Cash

Cash Back with Purchase
This is a convenient way to withdraw cash from your prepaid card when shopping, with no need to make a special trip to the ATM. Simply inquire if you can get cash back before the cashier calculates your purchase total. Many merchants will be happy to honor your request — usually with no added cost to you.

Cash Access
Use your card to get cash 24 hours a day at more than 1 million ATMs worldwide displaying a MasterCard Brand Mark. The fee is just $1.95 per transaction when using ATMs in the U.S. and $2.50 per transaction when traveling abroad.**

Add money to your H&R Block Emerald Card™
Load Money to Your Card

Get Access to Your Payroll Faster
Avoid check-cashing fees by asking your employer to load future payroll directly to your H&R Block Emerald Card and have immediate access to your money on payday.

Approved Reload Networks
You can increase the available balance on your card whenever you wish by reloading it at participating retail locations through the MoneyGram®, Green Dot® and Western Union® networks. Find a reload location near you.

Easy Recordkeeping
You can review your transactions and check your available balance 24 hours a day at www.onlinecardaccess.com/hrblockcard or by calling 1-866-353-1266.


More Information
Change of Address Form
H&R Block Emerald Card Transfer Request Form
H&R Block Emerald Card Payroll Authorization Form
Frequently Asked Questions About the H&R Block Emerald Card
H&R Block Emerald Prepaid MasterCard® Cardholder Agreement
Contact Us

*U.S. MasterCard Zero Liability does not apply to commercial accounts (except for small business card programs) or ATM locations, or to PIN transactions not processed by MasterCard. The H&R Block Emerald Prepaid MasterCard® is issued by H&R Block Bank, a Federal Savings Bank, Member FDIC. Fees may apply for certain transactions as shown on schedule. MasterCard® is a registered trademark of MasterCard International Incorporated. H&R Block Emerald Card is a trademark of HRB Innovations, Inc. This product may not be available at some locations. This product may be covered by 1 or more of the following U.S. Patents: 6,000,608, 6,189,787, 7,072,862, 7127,425, and 7,177,829.

**ATM owner may charge an additional fee.
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H&R Block Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules. NOW Accounts with interest rates above 0.25% for any balance level are not included in this program.

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