H&R Block
Emerald
Advance®

H&R Block Emerald Advance®

Managing your Emerald Advance®

Sign in or create a new account to manage your line of credit, enroll for and view eStatements, make payments and more. You can also manage your Emerald Advance on-the-go with our mobile banking app for iPhone®, iPad® and Android devices.

Payment options

Each month, you will receive a monthly statement notifying you of your minimum payment amount and due date.

Enroll to receive your statements electronically and you'll be entered into our monthly sweepstakes for a chance to win $500 through April 20151learn more

Emerald Prepaid MasterCard

H&R Block Emerald Prepaid MasterCard®
Auto payment: sign in to your account to arrange for monthly payments to be automatically deducted from your Emerald Card®
Online: sign in to your account to submit a payment
Mobile device: submit a payment through our mobile banking app
Phone: call (866) 353-1266 and follow the prompts without having to speak to an agent

Emerald Card

Debit card
Online: sign in to your account to submit a payment
Phone: call (866) 353-1266 and follow the prompts without having to speak to an agent

Checking account

Checking account
Phone: call (866) 353-1266 to arrange a payment
Mail: send a check or money order to Emerald Financial Services, LLC, PO Box 30040, Tampa, FL 33630-3040

Cash

Cash
Pay with cash at MoneyGram® or 7-Eleven® locations—$2.99 fee applies. Sign in to your account for full details.

Don't forget your Emerald Advance balance must be paid down by February 15, 2015.

For your convenience, if you have your taxes prepared by H&R Block, you can apply a portion of your tax refund to pay down your line of credit. Find an H&R Block office to make arrangements.

Using your Emerald Advance®

You can draw funds from your Emerald Advance and use them with your Emerald Card to make payments and purchases, like:

Unexpected expenses

Unexpected expenses

Bills

Bills

Car Repairs

Car Repairs

Holiday Shopping

Holiday Shopping

Year-round use

If you have made your Emerald Advance monthly payments on time and pay down 100% of your balance by February 15, 2015, you may be eligible to maintain your line of credit year-round in one of three ways:

Line of Credit TypeCredit LimitHow to Maintain1Annual Percentage Rate (APR)1
Unsecured $350 No deposit requirement, though monthly payments must be made on time and account kept in good standing in order to maintain access. 36%
Partial Savings Secured $350 Deposit and maintain at least $150 in an Emerald Savings® account. 18%
Savings Secured $350-$1,000 Deposit and maintain at least $350 in an Emerald Savings® account. Line of credit available is equal to the amount deposited. For example, a $500 savings deposit is needed for a $500 line of credit. 9%