H&R Block Emerald Advance

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Get up to $1000
in time for the holidays

No W-2 required

New clients welcome

2 easy ways to apply for your Emerald Advance®

  • Call toll-free 855-294-5826 to start your application over the phone.

  • Apply at any participating H&R Block office and you could be approved in as little as 15 minutes.

    Find an Office

What you need to apply What you need to apply
Sample photo of utility bill and driver's license

Have the following handy
when you call and come in:

  • Current earnings statement or pay stub
  • Current government-issued photo ID or driver’s license
  • H&R Block Emerald Prepaid MasterCard® if you have one
  • New clients must also bring a recent bill or bank statement showing their current street address
How to use your Emerald Advance How to use your Emerald Advance

Emerald Advance is great for holiday gifts and other credit needs, year-round

You can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments—everywhere Debit MasterCard® cards are accepted. Plus, you can tap into it again for:

  • Car repairs
  • Emergencies
  • Medical expenses
  • Monthly bills
  • Everyday needs
Emerald Card Debit MasterCard and gift box

Learn more about the Emerald Advance line of credit