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Easy Savings accounts are no longer available. However, all existing Easy Savings accounts remain unchanged. If you already have an Easy Savings account, you can continue to easily access your cash with the H&R Block Easy Savings ATM card, good at any NYCE or Cirrus location.*
The H&R Block Easy Savings account provides:
- Market-competitive annual percentage yield**
- FDIC insurance up to $250,000.00
H&R Block Bank now offers the H&R Block Emerald Savings™ account which can be accessed using the H&R Block Emerald Prepaid MasterCard®. For more information on the H&R Block Emerald Savings account click hereeasySav-click-1.
* If you use an ATM not owned by us for any transaction, including a balance inquiry, you may be charged an additional surcharge fee by the ATM operator even if you do not complete a withdrawal. Surcharge fees are generally $1.00 to $3.00. However, ATMs in the AllPoint Network are surcharge free. To locate an AllPoint ATM, visit www.allpointnetwork.com. ATM fees noted in your Cardholder Agreement still apply.
** Rates are variable and subject to change.
Note: There is no minimum balance requirement to earn interest. The interest rate associated with this account is subject to change at the discretion of the Bank and without prior notice. Fees and rates are also subject to change after account opening. Fees will reduce earnings on the account. Please see your fee disclosure and account agreement for details. Interest on the H&R Block Easy Savings and the H&R Block Emerald Savings accounts will accrue daily and be credited quarterly. If you close your account prior to the crediting of interest, you will not receive the accrued interest.
H&R Block Easy Savings Interest Rates
| Product Description | Interest Rate | APY |
|---|
Annual Percentage Yield (APY) effective as of at 20:13 PM CST and is subject to change without prior notice. Fees may reduce earnings on the account. See fee disclosure and account agreement for details.
FDIC insured up to $250,000 per depositor for all deposit accounts and IRAs.
H&R Block Easy Savings Withdrawal
Direct Deposit
Deposit Slip
Change of Address
H&R Block Easy Savings Card Holder Agreement
- Returned Deposited Check
- Returned ACH
- Wire Transfer Out
- ATM Withdrawal**
- ATM Balance Inquiry/ATM Denial**
- Priority check disbursement
- $5.00
- $20.00
- $15.00
- $2.50
- $1.00
- $25.00
* Rates and fees are subject to change.
** If you use an ATM not owned by us for any transaction, including a balance inquiry, you may be charged an additional fee by the ATM operator even if you do not complete a withdrawal. This additional ATM fee is a third party fee assessed by the individual ATM operator only and is not assessed by H&R Block Bank. This additional ATM fee along with the $2.50 withdrawal and $1.00 balance inquiry/denial fee charged by H&R Block Bank will be debited from your account.
There are several ways to make additional deposits to your account.
You can mail a check to H&R Block Bank using the address provided on the form. Please include your account number on your check.
You can set up automatic deposits into your H&R Block Easy Savings account. A specific amount is withdrawn from your bank account on a monthly basis. Complete a Direct Deposit form, attach a voided check and fax to 1-866-812-3144 or mail to the address provided on the form.
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