One suite of products, so many possibilities!
H&R Block Emerald Prepaid MasterCard®
How Emerald Card works
1. Get your card
2. Get cash rewards
3. Get 24/7 control
- Shop and pay bills in-store, online and over the phone
- Get cash at ATMs2 or for FREE with purchase at participating
merchants - Avoid ATM owner surcharge fees with the money-saving
Allpoint ATM network2 - Add money with Direct Deposit or at any MoneyGram®,
Green Dot, or Western Union agent location3
H&R Block Emerald SecuredSMMasterCard®Credit Card
- If you are approved for an Emerald Secured Credit Card
you may be eligible for an instant cash advance, which
could allow you to leave with money on an Emerald Prepaid
Card that day. - Plus, with your Emerald Secured Credit Card you can access
your FREE Credit Report Summary and monthly score
each month online.
Rhode Island, South Carolina, Vermont, West Virginia
H&R Block Emerald Savings®
- No fee to open the account
- Account access with an Emerald Card®
- Low, minimum $25 opening deposit
H&R Block Emerald Advance Line of Credit®
The H&R Block Emerald Prepaid MasterCard is issued by H&R Block Bank, a Federal Savings Bank, Member FDIC, pursuant to a license from MasterCard International Incorporated. Additional fees, terms and conditions apply. MasterCard is a registered trademark of MasterCard International Incorporated. Not available at all locations and to all applicants. Consult your cardholder agreement for details on fees, terms and conditions. ©2012 HRB Tax Group, Inc.
H&R Block Emerald Secured MasterCard Credit Card is issued by H&R Block Bank, a Federal Savings Bank, Member FDIC, pursuant to a license from MasterCard International Incorporated. Credit approval and credit limit based on ability to pay, credit history, deposit amount, and other factors. Qualified secured credit card customers may be offered an instant cash advance, based on ability to pay and commitment to provide security deposit from a bank account. To secure credit limit and use the secured card, you must open and maintain funds on deposit in a Secured Deposit Account at H&R Block Bank. H&R Block Bank may report information about your account to credit bureaus. Late or missed payments, or other account defaults may be reflected in your credit report. Consult cardholder agreement for details on fees, terms, and conditions. Limited time offer. Not offered at all locations. H&R Block Emerald Prepaid MasterCard is issued by H&R Block Bank, a federal savings bank, member FDIC, pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Inc.
H&R Block Emerald Advance® line of credit and H&R Block Emerald Savings® are offered through, and H&R Block Emerald Prepaid MasterCard is issued by, H&R Block Bank, a Federal Savings Bank, Member FDIC. Line of credit is subject to credit and underwriting approval. Fees apply. If you apply and qualify for an Emerald Advance, H&R Block Bank may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. Products offered only at participating offices. MasterCard is a registered trademark of MasterCard International Incorporated.
1 See: Bankrate.com May 7 2012 study on prepaid debit card fees.
2 If you use an ATM not owned by us for any transaction, including a balance inquiry, you may be charged an additional surcharge fee by the ATM operator even if you do not complete a withdrawal. Surcharge fees are generally $1.50 to $3.00. When you use an Allpoint ATM, you avoid this fee. ATM fees noted in your cardholder agreement still apply.
3 Retail Reload Providers may charge a convenience fee. Any Retail Reload Fee is an independent fee assessed by the individual retailer only and is not assessed by H&R Block Bank.