You could get money in minutes and take control of your credit with an Emerald Secured Credit Card.
The Emerald Secured Credit Card is a credit card accepted at millions of places that accept MasterCard® and is secured by funds that are deposited into a Secured Deposit Account. The Secured Deposit Account can be funded using an existing personal bank account or a tax refund and Refund Anticipation Check if H&R Block prepares and files your taxes.
If you are approved for an Emerald Secured Credit Card you may be eligible for an instant cash advance, which could allow you to leave with money on an Emerald Prepaid Card that day.
Plus, with your Emerald Secured Credit Card you can access your FREE Credit Report Summary and monthly score each month online.
Alabama, Arizona, Florida, Georgia, Hawaii, Indiana, Kentucky, Massachusetts, Mississippi, New Hampshire, New Mexico, Ohio, Rhode Island, South Carolina, Vermont, West Virginia
The Emerald Advance® is a year-round line of credit that provides the ability to repeatedly borrow
and repay money, up to a maximum amount determined by the bank. Use it year-round for emergencies, car repairs,
bills and other short-term credit needs. Only borrow the specific amount you need.
H&R Block Emerald Secured MasterCard Credit Card is issued by H&R Block Bank, a Federal Savings Bank, Member FDIC, pursuant to a license from MasterCard International Incorporated. Credit approval and credit limit based on ability to pay, credit history, deposit amount, and other factors. Qualified secured credit card customers may be offered an instant cash advance, based on ability to pay and commitment to provide security deposit from a bank account. To secure credit limit and use the secured card, you must open and maintain funds on deposit in a Secured Deposit Account at H&R Block Bank. H&R Block Bank may report information about your account to credit bureaus. Late or missed payments, or other account defaults may be reflected in your credit report. Consult cardholder agreement for details on fees, terms, and conditions. Limited time offer. Not offered at all locations. H&R Block Emerald Prepaid MasterCard is issued by H&R Block Bank, a federal savings bank, member FDIC, pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Inc.
H&R Block Emerald Advance® line of credit and H&R Block Emerald Savings® are offered through, and H&R Block Emerald Prepaid MasterCard is issued by, H&R Block Bank, a Federal Savings Bank, Member FDIC. Line of credit is subject to credit and underwriting approval. Fees apply. If you apply and qualify for an Emerald Advance, H&R Block Bank may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. Products offered only at participating offices. MasterCard is a registered trademark of MasterCard International Incorporated.
1 See: Bankrate.com May 7 2012 study on prepaid debit card fees.
2 If you use an ATM not owned by us for any transaction, including a balance
inquiry, you may be charged an additional surcharge fee by the ATM operator even if you do not complete a withdrawal.
Surcharge fees are generally $1.50 to $3.00. When you use an Allpoint ATM, you avoid this fee.
ATM fees noted in your cardholder agreement still apply.
3 Retail Reload Providers may charge a convenience fee.
Any Retail Reload Fee is an independent fee assessed by the individual retailer only and is not assessed by H&R Block Bank.