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Loans

H&R Block Bank offers a variety of loans to meet your needs.

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  • Home Loan

H&R Block Bank along with its trusted lending partner is here to meet your borrowing needs.

H&R Block Bank offers overdraft lines of credit and certificates of deposit loans. In addition, we offer mortgage loans through our trusted mortgage lending partner. We have simple and easy to understand products and we look forward to helping you with your borrowing needs.

H&R Block Bank's trusted partner offers many different mortgage lending products. Click one of the links below to contact our trusted lending partner for all of your mortgage needs.

Loan types

Residential Mortgage Loans

No matter how unique your situation, there's a solution that is best for you!
  • Adjustable Rate Mortgages
    There are a variety of competitive adjustable-rate mortgage loans. Several programs are available with low or no out-of-pocket expenses. Lower your down payment on the purchase of a home or maximize the equity in your current home with an up to 90% loan-to-value mortgage. You may choose from several rate-adjustment periods ranging from 3, 5, 7 and even 10 years.
  • Home Equity Loans
    Borrow against the equity in your home to consolidate debt, buy a new car, pay for college tuition or almost anything else — it's your decision. You'll enjoy a low rate, the interest is usually tax deductible*. Access your funds conveniently by simply writing a check.
  • Fixed Rate Mortgages
    A fixed rate mortgage guarantees the interest rate will remain the same over the life of the loan. This offers you the security of knowing the principal and interest portion of your monthly payment will not change.
* Consult your tax advisor
Whether you want to add an overdraft line of credit to your H&R Block Bank checking account or get a fixed rate term loan secured by your H&R Block Bank Certificate of Deposit, options are available so you are ready to take advantage of a great opportunity, cover an emergency or consolidate some of your bills without paying high interest rates.
Just click here for the Consumer Loan Application. Please print, complete and fax your application to 1-816-854-8050.

You could get up to $1,000.

Get an H&R Block Emerald Advance® line of credit. GoEmerald Advance

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  • Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services Inc. Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients. Ameriprise Financial cannot guarantee future financial results. Ameriprise Financial and H&R Block are not affiliated.
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