- Overview
- Rates
- Forms
- FAQs & Help
Features offered on H&R Block Bank savings accounts:
- Free ATM Card
- Online access
- Competitive interest rates
- FDIC Insured up to $250,000
- $25 minimum to open1
- No minimum balance required to earn interest
- Unlimited deposits, including payroll and individual deposits
To apply for a Block Savings account and/or a Block Money Market account, please visit our branch location at:
One H&R Block Way,
Kansas City, MO 64105.
To apply for an H&R Block Emerald Savings account, please visit any H&R Block tax office.
Block Savings Account
Saving money is made easy with a Block Savings account. Maintain a minimum daily balance of $100 to avoid monthly service fees.2
Six free withdrawals each quarter 3
Monthly refund up to $4 on non-H&R Block Bank ATM transaction fees 4
H&R Block Emerald Savings
H&R Block Easy Savings
Block Money Market
1 $10 minimum to open minor account (ages 17 and younger).$100 minimum to open a business account. Fees apply for transfers from savings to checking. Fees do not apply to minor accounts. Fees may reduce earnings.
2 The account will be charged a $3 fee if the average daily balance falls below $100 during the statement cycle.
3 Otherwise limited to 6 transfers per statement period. Fees may apply if these limits are exceeded.
4 Fees will apply under some circumstances. If you use an ATM not owned by us for any transaction, including a balance inquiry, you may be charged an additional surcharge fee by the ATM operator even if you do not complete a withdrawal. ATM networks may have daily withdrawal limits. The H&R Block Bank ATM card is issued by H&R Block Bank, a Federal Savings Bank, member FDIC
5 This account is restricted to no more than 6 withdrawals per month. A $10 fee will also be charged in any month in which the average daily balance falls below $1,000.
Saving Interest Rates
| Product Descriptions | Interest Rate | APY |
|---|
Minimum opening deposit is $25 for Savings and Money Market Accounts. Minimum opening deposit is $100 for the Business Money Market Account. An average daily balance of $100 is required for the Savings Account to avoid a quarterly maintenance service charge. An average daily balance of $1,000 is required for the Money Market Account and Business Money Market Account to avoid a monthly maintenance service charge.
Annual Percentage Yield (APY) effective as of and is subject to change without prior notice. Fees may reduce earnings on the account. See fee disclosure and account agreement for details.
Savings Account interest will accrue daily and credit quarterly. Money Market Account and Business Money Market Account interest will accrue daily and credit monthly. If you close your account before interest is credited, you will not receive the accrued interest. All fees and rates are subject to change after account opening.
FDIC insured up to $250,000 per depositor for all deposit accounts and IRAs.
Automatic Deposit or Withdrawal
Deposit Slip
Wire Request
Savings Withdrawal
Please visit our branch location at:
One H&R Block Way
Kansas City, MO 64105.
Customer Service
If you have questions at any time, please contact customer service at 1-888-OUR-HRBB (888-687-4722) or submit a question online.
Online banking customers may request a stop payment 24 hours a day by accessing their accounts online, then going to the stop payment screen.
You can also download a Stop Payment Request form, fill it out and mail it to the address provided on the form. You may also fax the request to 816-854-8050.
You may also call H&R Block Bank at 1-888-OUR-HRBB (687-4722) to request a stop payment.
You must have either the check number or exact amount for which the check was written to request the stop payment.
- Direct deposit: Have your payroll or any other payment to you directly deposited into your H&R Block Savings or Money Market account. The H&R Block Bank routing number (101089742) and your account number will be required for all direct deposits.
- U.S. mail: Mail endorsed checks and a deposit slip with your account number to the address provided on the form. Download a deposit slip.
- Internet/phone/ATM: These methods allow transfers between your accounts held at H&R Block Bank.
- ACH transfer: This method allows transfer from an account at another financial institution.
- Wire transfer from another financial institution: Call 1-888-OUR-HRBB (687-4722) for wire instructions.
- ATM: Get quarterly refunds up to $12.00 on non-H&R Block Bank ATM transactions.
- Internet/phone/ATM: To transfer to another account held at the H&R Block Bank (e.g., a savings account or money market account).
- Withdrawal Request: Have a check mailed to you, funds transferred to another account at H&R Block Bank, or electronically send funds to another financial institution. Complete and send in the Withdrawal Request Form.
- Wire Request: Have funds wired to an account held at another financial institution. Complete and send in the Wire Request Form.
Yes, you can use your H&R Block Bank ATM card with your Savings or Money Market account to verify balances, withdraw funds or transfer funds to one of your other accounts at H&R Block Bank.
If you use an ATM not owned by us for any transaction, including a balance inquiry, you may be charged an additional surcharge fee by the ATM operator even if you do not complete a withdrawal. Surcharge fees are generally $1.00 to $3.00. However, ATMs in the AllPoint Network are surcharge free. To locate an AllPoint ATM, visit www.allpointnetwork.comallpoint-link-card-faq-1. ATM fees noted in your Cardholder Agreement still apply.
If your card has been lost or stolen, please notify us immediately at 1-888-OUR-HRBB (687-4722).
If you do not notify H&R Block Bank within 2 business days of discovering that the card has been lost or stolen, the maximum liability you may incur is $500 as long as you notify H&R Block Bank within 60 days of receiving or having access to a statement on which the unauthorized transaction(s) appeared.
If you fail to report unauthorized ATM or debit card transactions appearing on a statement within 60 days of receiving or having access to the statement, the maximum liability you may incur is $500 plus the amount of any unauthorized ATM or debit card transactions that occurred after the 60 days and before notification was given to H&R Block Bank and that H&R Block Bank determines could have been prevented had proper notice been given. Your liability for unauthorized transactions that occurred more than 60 days after you received or had access to the first statement on which an unauthorized transaction appeared and before you notified H&R Block Bank of the loss or theft of your card is unlimited.
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