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- A secured card is a credit card that is secured by funds that are deposited into a Secured Deposit Account. The credit limit on the secured card is equal to the amount in the Secured Deposit Account
- The Secured Deposit Account can be funded using an existing personal bank account or a tax refund and Refund Anticipation Check if H&R Block prepared your taxes
- If you are approved for an Emerald Secured Credit Card you may be eligible for an instant cash advance, which could allow you to leave with money on an Emerald Prepaid Card that day
- You could get a credit limit of up to $3,000
- Through responsible use you could establish or rebuild your credit
- Track your progress with FREE online access to your credit report summary and monthly score
- Use your card at the millions of locations that accept MasterCard credit cards
- Access your account online 24/7
H&R Block Emerald Secured MasterCard Credit Card is issued by H&R Block Bank, a Federal Savings Bank, Member FDIC, pursuant to a license from MasterCard International Incorporated. Credit approval and credit limit based on ability to pay, credit history, deposit amount, and other factors. Qualified secured credit card customers may be offered an instant cash advance, based on ability to pay and commitment to provide security deposit from a bank account. To secure credit limit and use the secured card, you must open and maintain funds on deposit in a Secured Deposit Account at H&R Block Bank. H&R Block Bank may report information about your account to credit bureaus. Late or missed payments, or other account defaults may be reflected in your credit report. Consult cardholder agreement for details on fees, terms, and conditions. Limited time offer. Not offered at all locations. H&R Block Emerald Prepaid MasterCard is issued by H&R Block Bank, a federal savings bank, member FDIC, pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Inc.
The H&R Block Emerald Prepaid MasterCard is issued by H&R Block Bank, a Federal Savings Bank, Member FDIC, pursuant to a license from MasterCard International Incorporated. Additional fees, terms and conditions apply. MasterCard is a registered trademark of MasterCard International Incorporated. Not available at all locations and to all applicants. Consult your cardholder agreement for details on fees, terms and conditions. ©2013 HRB Tax Group, Inc.
Apply for a Emerald Secured Credit Card at a participating H&R Block office. Now available in 16 states1
- You could get a credit decision in minutes
- You could be approved for up to $3,000
Fund Your Secured Deposit Account
In order to secure a credit limit and use the secured card, you must open and maintain funds in a Secured Deposit Account. You can fund this account in one of two ways:- Use your tax refund and RAC - if H&R Block prepared your taxes
- Transfer money from an outside bank account
- Transfer money from an existing H&R Block Bank Account
Get Money in Minutes
- You could qualify for an instant cash advance on your Emerald Secured Credit Card
- This could allow you to leave today with money on an H&R Block Emerald Prepaid MasterCard®
- The instant cash advance loaded to your Emerald Prepaid Card, is a cash advance transaction on your Emerald Secured Credit Card and will be shown on your credit card statement as a cash advance.
1 Only available in the following states: AL, AZ, FL, GA, HI, IN, KY, MA, MS, NH, NM, OH, RI, SC, VT, WV
H&R Block Emerald Secured MasterCard Credit Card is issued by H&R Block Bank, a Federal Savings Bank, Member FDIC, pursuant to a license from MasterCard International Incorporated. Credit approval and credit limit based on ability to pay, credit history, deposit amount, and other factors. Qualified secured credit card customers may be offered an instant cash advance, based on ability to pay and commitment to provide security deposit from a bank account. To secure credit limit and use the secured card, you must open and maintain funds on deposit in a Secured Deposit Account at H&R Block Bank. H&R Block Bank may report information about your account to credit bureaus. Late or missed payments, or other account defaults may be reflected in your credit report. Consult cardholder agreement for details on fees, terms, and conditions. Limited time offer. Not offered at all locations. H&R Block Emerald Prepaid MasterCard is issued by H&R Block Bank, a federal savings bank, member FDIC, pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Inc.
The H&R Block Emerald Prepaid MasterCard is issued by H&R Block Bank, a Federal Savings Bank, Member FDIC, pursuant to a license from MasterCard International Incorporated. Additional fees, terms and conditions apply. MasterCard is a registered trademark of MasterCard International Incorporated. Not available at all locations and to all applicants. Consult your cardholder agreement for details on fees, terms and conditions. ©2013 HRB Tax Group, Inc.
- Activate it right away
- Use it to shop and pay bills in-store, online or over the phone
- Make the minimum payment on time and pay more when you can
- Good payment behavior can help you take control of your credit
- Log into hrblock.com/securedcard every month
- Review your report and track your progress
H&R Block Emerald Secured MasterCard Credit Card is issued by H&R Block Bank, a Federal Savings Bank, Member FDIC, pursuant to a license from MasterCard International Incorporated. Credit approval and credit limit based on ability to pay, credit history, deposit amount, and other factors. Qualified secured credit card customers may be offered an instant cash advance, based on ability to pay and commitment to provide security deposit from a bank account. To secure credit limit and use the secured card, you must open and maintain funds on deposit in a Secured Deposit Account at H&R Block Bank. H&R Block Bank may report information about your account to credit bureaus. Late or missed payments, or other account defaults may be reflected in your credit report. Consult cardholder agreement for details on fees, terms, and conditions. Limited time offer. Not offered at all locations. H&R Block Emerald Prepaid MasterCard is issued by H&R Block Bank, a federal savings bank, member FDIC, pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Inc.
The H&R Block Emerald Prepaid MasterCard is issued by H&R Block Bank, a Federal Savings Bank, Member FDIC, pursuant to a license from MasterCard International Incorporated. Additional fees, terms and conditions apply. MasterCard is a registered trademark of MasterCard International Incorporated. Not available at all locations and to all applicants. Consult your cardholder agreement for details on fees, terms and conditions. ©2013 HRB Tax Group, Inc.