H&R Block
Easy IRA®

H&R Block Easy IRA Types

  • Traditional IRA: Contributions may be tax-deductible, and earnings are tax-deferred. Distributions at retirement are taxed as income (except for those portions of the distribution corresponding to contributions that were not deducted). You must begin taking distributions by April 1 of the year after reaching age 70½.129
  • Roth IRA: Contributions are not tax-deductible; however, contributions can be withdrawn at any time tax-free. Earnings can be withdrawn without taxes or penalties if you are age 59½ and your account has been open five years or more.129

H&R Block Easy IRA Interest Rates130

Product Description Interest Rate APY

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FDIC insured up to $250,000 per depositor for all deposit accounts and IRAs.

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Your Refund, Your Way

Put your tax refund on an H&R
Block Emerald Prepaid MasterCard®
for easy and convenient spending.

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Your Refund, Your Way

Put your refund on an Emerald MasterCard® for easy and convenient spending.

Learn More

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