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It's hard to think about. The "what if something happened to me" scenario that runs through the mind of everyone who has a family depending on them. By performing a careful review of the type and amount of life insurance coverage you may need, you can enjoy better peace of mind knowing you are planning for your family's protection if you are no longer alive to care for them. That's where H&R Block Financial Advisors can help. We'll guide you through many of the factors you need to consider in order for you to choose a life insurance solution that fits your life and compliments your investment plan. The first step is to examine if your current life insurance coverage will provide enough to: Help protect your family's standard of living - will your existing coverage cover your family's current loans and debts, utility and maintenance costs, food and clothing for your family and your final expenses? Secure your family's home - many mortgage lenders demand outstanding loan balances be paid after the mortgage holder passes away. Will your current coverage provide enough to keep your family in their home? Provide for your child's education - with college tuition rising, is your existing coverage enough to provide for the cost of your child's education whether they are attending now or in the future? Protect your spouse's or partner's retirement - will your current coverage allow your significant other to retire and live comfortably should you not be there to provide? Protect the assets of your estate - is your existing coverage structured to protect the assets you have worked so hard to acquire? Will it allow your family to continue to enjoy the things you have provided for them? To determine if your current life insurance coverage truly offers the protection you need, or to learn more about additional insurance options, take advantage of our complimentary life insurance review. Call 1-866-295-7912 to schedule your review with an H&R Block financial advisor. Or, find an H&R Block financial advisor near you. |