With H&R Block you choose how you'd like to cover your tax preparation fees, and how you'd like to receive you tax refund.
Two ways to pay your tax prep fees
1. Pay with cash, a personal check, or a debit or credit card
2. Pay nothing out of pocket and deduct the fees from a refund1
Learn more about deducting your fees
Three ways to get your refund
1. H&R Block Emerald Prepaid MasterCard®
If you deduct your fees, Emerald Card is the most affordable choice–and the fastest2 way to enjoy access to your refund. It comes with NEW instant3 H&R Block Emerald Cash Rewards® and over $100 in rewards offers each month. Plus, there are ZERO initiation fees, ZERO monthly usage fees, and ZERO fees for purchases4.
Learn more about Emerald Card
2. Direct deposit into your bank account
3. Receive a check
Get all or part of your refund on an Emerald Card
Whether you file online or with a Tax Professional, you can choose to get all of your refund on an Emerald Card–or to split it between an Emerald Card and direct deposit to your checking account. Both options are great ways to:
- Get over $100 in H&R Block Emerald Cash Rewards® offers each month
- Put aside some fun money or get ready for a vacation
Load $500, $1000, or more. It's up to you!
1 Requires purchase of a Refund Anticipation Check (RAC), for which a temporary bank account is required and fees apply. See RAC Application for full terms and conditions. Refund Anticipation Check (RAC) is provided by H&R Block Bank, a Federal Savings Bank, member FDIC. Fees apply. You must meet legal requirements for opening a bank account. A RAC is a bank deposit, not a loan, and is limited to the size of your refund less applicable fees. You can electronically file your return and receive your refund without a RAC, a loan or extra fees. H&R Block Maine License Number: FRA2. Available at participating offices. ©2013 HRB Tax Group, Inc.
2 Comparison based on paper check mailed from the IRS.
3 Rewards are usually instant, but may take up to 48 hours. Rewards are in the form of a cash credit loaded onto the card and are subject to applicable withdrawal/cash back limits.
4 For a full schedule of fees, see cardholder agreement.
The H&R Block Emerald Prepaid MasterCard is issued by H&R Block Bank, a Federal Savings Bank, Member FDIC, pursuant to a license from MasterCard International Incorporated. Additional fees, terms and conditions apply. MasterCard is a registered trademark of MasterCard International Incorporated. Not available at all locations and to all applicants. Consult your cardholder agreement for details on fees, terms and conditions. © 2013 HRB Tax Group, Inc.