1 Requires purchase of a Refund Anticipation Check (RAC), for which a temporary bank account is required and fees apply. See RAC Application for full terms and conditions. Refund Anticipation Check (RAC) is provided by H&R Block Bank, a Federal Savings Bank, member FDIC. Fees apply. You must meet legal requirements for opening a bank account. A RAC is a bank deposit, not a loan, and is limited to the size of your refund less applicable fees. You can electronically file your return and receive your refund without a RAC, a loan or extra fees. H&R Block Maine License Number: FRA2. Available at participating offices. ©2013 HRB Tax Group, Inc.
2 Comparison based on paper check mailed from the IRS.
3 Rewards are usually instant, but may take up to 48 hours. Rewards are in the form of a cash credit loaded onto the card and are subject to applicable withdrawal/cash back limits.
4 For a full schedule of fees, see cardholder agreement.
The H&R Block Emerald Prepaid MasterCard is issued by H&R Block Bank, a Federal Savings Bank, Member FDIC, pursuant to a license from MasterCard International Incorporated. Additional fees, terms and conditions apply. MasterCard is a registered trademark of MasterCard International Incorporated. Not available at all locations and to all applicants. Consult your cardholder agreement for details on fees, terms and conditions. © 2013 HRB Tax Group, Inc.