Get
Answers

Finding answers to your tax questions is now less taxing.

Get Answers To Your Tax Questions

H&R Block Tax Professionals relentlessly focus on making sure you profit from every deduction and credit available.

If I'm on disability, do I qualify for the EIC?

Social Security benefits aren't considered earned income for the Earned Income Credit (EIC). This includes disability payments. However, other disability payments might qualify depending on both of these:

  • The type of disability payments you're receiving
  • If you've reached your employer-plan's minimum retirement age

If you retired on disability, taxable benefits from your employer's disability retirement plan are earned income. This applies until you reach minimum retirement age. So, you can count that income for EIC purposes.

Your plan defines the minimum retirement age. Starting the day after you reach minimum retirement age, those disability retirement payments are taxed as pension payments. So, they'll no longer be earned income for EIC purposes. At that point, you must have some other source of earned income to be eligible for EIC.

You might receive payments from a disability insurance policy that you paid premiums for. If so, those payments aren't earned income for EIC purposes. This applies whether or not you've reached the minimum retirement age.

Look At Your Life Through Taxes

No matter which life stage you're in, H&R Block has the tools and resources to help you understand how taxes impact your life. It's our Purpose. We look at your life through tax... and find ways to help.

Tax Calculators

Estimate your withholdings, calculate your refund, or find out how health care laws may impact you.

Browse Tax Articles

Looking for articles written by the pros at H&R Block? Search our article database to find answers to all of your tax related questions.

Offer Details and Disclosures