H&R Block refund bonus
terms and conditions

Last Updated: February 4, 2016

The H&R BLOCK^®REFUND BONUS PROGRAM (the “Program”) offers you the option of using some or all of your federal individual income tax refund to purchase electronic gift cards ("e-gift cards") from more than 15 participating retailers (each, a "Retailer"). As a special bonus to you, we'll add an extra 5% or 10% to the amount of your e–gift cards, depending on which H&R Block product you've selected:

• If you've selected the H&R Block federal Free or Basic edition, you'll get an additional 5% bonus on the purchase amount of your e–gift cards.
• If you've selected the H&R Block federal Deluxe, Premium, or Premium & Business (personal only) edition, you'll get an extra 10% bonus on the purchase amount of your e–gift cards

As used in these Terms and Conditions, references to “H&R Block,” “we,” “us,” and “our” mean HRB Digital LLC. The Program is provided by H&R Block through Tango Card, Inc. (“Tango”) and is subject to the Tango Card Terms of Service available at https://www.tangocard.com/terms-of-service.

How the Program Works

1. To be eligible for the Program, you must have a federal tax refund and you must e–file your federal tax return through an H&R Block tax software/online product.
2. Without limitation, you are not eligible to participate in the Program if any of the following apply to you: (a) you elect to print your completed return from one of our products and mail it to the IRS; (b) you use H&R Block Best of Both® and elect to file your return with an H&R Block tax professional; (c) you cannot or refuse to comply with all terms and conditions set forth in this document; or (d) you are not of the age of majority for your state of residence.
3. In order for a portion of your federal refund to be allocated toward the purchase of e-gift cards, you will need to file IRS Form 8888 to split your federal income tax refund between a temporary account established to facilitate your purchase of e-gift cards (the "Temporary Account") and the remainder of your refund (your "Remaining Refund"). H&R Block will automatically add this form to your federal tax return at no additional charge to you.
4. When you're ready to e–file using an H&R Block tax software/online product, you will have the option of selecting any $100 increment of your federal individual income tax refund to designate toward e–gift cards from Retailers. You may designate a minimum of $100 and a maximum of $5,000 from your refund toward the purchase of e–gift cards.
5. H&R Block will automatically add an extra 5% (if you are using our federal Free or Basic edition, or the 1040EZ app) or 10% (if you are using our federal Deluxe, Premium, or Premium & Business edition) to the amount you designate. For example, if you e–file with H&R Block Deluxe and designate $500 of your refund toward the purchase of e–gift cards, H&R Block will add $50 — bringing your total to $550.
6. Any portion of your federal tax refund that you do not designate toward the purchase of e–gift cards will be disbursed to you based on the direction you give us when you e–file your federal tax return. For example, if you instruct us to direct deposit the remainder of your federal income tax refund to your checking account, we will comply with your instructions.
7. Once you've e–filed your return, you will not be able to cancel your participation in the Program or change your selection. If your actual federal income tax refund is less than you anticipated, or if you owe certain debt to H&R Block, BofI Federal Bank, or either of their respective affiliates, your refund bonus may be adjusted accordingly depending on the applicable IRS funding rule and/or your previous agreement with H&R Block, BofI Federal Bank, or either of their respective affiliates. For example:
   • If you owe delinquent federal taxes, the IRS may withhold the balance due from your Temporary Account and then, if necessary, from your Remaining Refund. For example, if you designate $500 of your expected $1,000 refund toward the purchase of e–gift cards, and you owe the IRS $300, the IRS may withhold $300 from your Temporary Account, leaving you with only $200 for the purchase of e–gift cards.
   • If you owe delinquent state income taxes, back child support, or delinquent non–tax federal debts such as student loans, the Treasury Department may withhold the balance due from EITHER your Temporary Account OR your Remaining Refund (or both, if necessary to cover the balance due), starting with the account with the lowest routing number.
   If the balance in your Temporary Account is reduced, we will award you the applicable refund bonus based on the reduced amount. If the entire balance in your Temporary Account is withheld, you will not be able to purchase any e–gift cards and you will not receive a refund bonus.
8. When your federal income tax refund has been sent by the IRS, H&R Block will email you a link for you to use to select your individual e–gift cards from Retailers. Of the amount you designated, you may allocate a maximum of $2,000 toward each individual e–gift card. If you desire to allocate more than $2,000 to e–gift cards from a single Retailer, you may purchase multiple e–gift cards from that Retailer up to the $5,500 Program ($5,000 designation plus 10% bonus) maximum. Minimum e–gift card amount varies by Retailer. Participating Retailers are subject to change without notice. You should make sure that you provide us with a valid e–mail address and that you check your e–mail filters to ensure that you receive e–mails from us related to the Program.
9. In accordance with U.S. tax law, H&R Block may be required to send to you and file with the IRS a Form 1099–MISC (Miscellaneous Income) for tax year 2015. You are solely responsible for any personal tax liability arising out of your participation in the Program.

Additional Terms Relating to E-Gift Cards

E–gift cards are issued by individual Retailers and not by H&R Block. Once purchased, each Retailer is solely responsible to you for your ability to use that Retailer's e–gift cards. Visit each Retailer's website for terms of use, which will exclusively govern your use of that Retailer's e–gift cards. H&R Block is not and will not be in any manner responsible or liable for any Retailer's actions, policies, or practices.

If you experience any problems using your e–gift cards, please do not contact H&R Block. Instead, please contact the Retailer that issued the e–gift card.

E–gift cards have no expiration date or service fees. Except as required by law, e–gift cards cannot be transferred for value or redeemed for cash.

Retailers are not sponsors of the Program or otherwise affiliated with H&R Block. Logos and other identifying marks used in association with the Program are trademarks of, and owned by, each Retailer and/or its affiliates. Visit each Retailer's website for additional terms and conditions.

The Bullseye Design, Target and Target eGiftCards^TM are registered trademarks of Target Brands, Inc. Terms and conditions are applied to Gift Cards. Target is not a participating partner in or sponsor of this offer. Target eGiftCard^TM redeemable at Target.com. Target eGiftCard may be redeemed at any Target store in the U.S. with a web–enabled mobile device. Message and data rates may apply.

Additional Program Terms

Your redemption of this offer is also subject to the terms of the applicable End User License Agreement or Online Services Agreement you agreed to in order to use our H&R Block tax software/online product, as applicable, each of which is hereby incorporated by reference into these Terms and Conditions. We will share the following information with Tango for the sole purpose of fulfilling this offer: your name; your e–mail address; whether you qualify for the 5% or 10% refund bonus; the amount you designated toward the purchase of e–gift cards; the amount of your refund bonus; and your unique client identifier. Otherwise, we will not share your personal information with any third party except in accordance with our privacy notice which can be found at https://www.hrblock.com/universal/digital-online-mobile-privacy-principles.html.

H&R Block reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Program (or any part thereof) with or without notice. You agree that H&R Block is not liable to you or to any third party for any modification, suspension, or discontinuance of the Program.

H&R Block does not control the information posted by third parties ("Third Party Content") in connection with the Program (including, but not limited to, the terms and conditions of retailer e–gift cards), and as such, does not guarantee the accuracy, integrity or quality of such Third Party Content. Under no circumstances will H&R Block be liable in any way for any Third Party Content, including, but not limited to, any errors or omissions in any Third Party Content. H&R Block is not and will not be responsible or liable for the accuracy, usefulness, or availability of any Third Party Content transmitted or made available in connection with the Program.

ARBITRATION IF A DISPUTE ARISES (“ARBITRATION AGREEMENT”)

If a dispute related to the Program arises between you and H&R Block, the dispute shall be settled by binding arbitration unless you opt–out of this arbitration provision. The arbitration procedures, including the procedures for you to opt–out of arbitration, are set forth in the applicable End User License Agreement or Online Services Agreement between you and H&R Block, in the section titled "Arbitration if a Dispute Arises." The "Arbitration if a Dispute Arises" section of that agreement is hereby incorporated by reference.

Last Updated: December 15, 2015

The H&R BLOCK^® REFUND BONUS PROGRAM (the “Program”) offers you the option of using some or all of your federal individual income tax refund to purchase an Amazon.com Gift Card (a "Gift Card"). As a special bonus to you, we'll add an extra 5% or 10% to the amount of your Gift Card, depending on which H&R Block product you've purchased from Amazon.com:

• If you've selected the H&R Block Basic edition, you'll get an additional 5% bonus on the purchase amount of your Gift Card.
• If you've selected the H&R Block federal Deluxe, Premium, or Premium & Business (personal only) edition, you'll get an extra 10% bonus on the purchase amount of your Gift Card.

As used in these Terms and Conditions, references to "H&R Block," "we," "us," and "our" mean HRB Digital LLC.

How the Program Works

1. To be eligible for the Program, you must have a federal tax refund and you must e–file your federal tax return through an H&R Block tax software product.
2. Without limitation, you are not eligible to participate in the Program if any of the following apply to you: (a) you elect to print your completed return from one of our products and mail it to the IRS; (b) you use H&R Block Best of Both^® and elect to file your return with an H&R Block tax professional; (c) you cannot or refuse to comply with all terms and conditions set forth in this document; or (d) you are not of the age of majority for your state of residence.
3. In order for a portion of your federal refund to be allocated toward the purchase of a Gift Card, you will need to file IRS Form 8888 to split your federal income tax refund between a temporary account established to facilitate your purchase of e–gift cards (the "Temporary Account") and the remainder of your refund (your "Remaining Refund"). H&R Block will automatically add this form to your federal tax return at no additional charge to you.
4. When you're ready to e-file using an H&R Block tax software product, you will have the option of selecting any $100 increment of your federal individual income tax refund to designate toward a Gift Card. You may designate a minimum of $100 and a maximum of $5,000 from your refund toward the purchase of a Gift Card.
5. H&R Block will automatically add an extra 5% (if you are using our Basic edition) or 10% (if you are using our federal Deluxe, Premium, or Premium & Business edition) to the amount you designate. For example, if you e–file with H&R Block Deluxe and designate $500 of your refund toward the purchase of a Gift Card, H&R Block will add $50 — bringing your total to $550
6. Any portion of your federal tax refund that you do not designate toward the purchase of a Gift Card will be disbursed to you based on the direction you give us when you e–file your federal tax return. For example, if you instruct us to direct deposit the remainder of your federal income tax refund to your checking account, we will comply with your instructions.
7. Once you've e–filed your return, you will not be able to cancel your participation in the Program or change your selection. If your actual federal income tax refund is less than you anticipated, your refund bonus may be adjusted accordingly depending on the applicable IRS funding rule. For example:
   • If you owe delinquent federal taxes, the IRS may withhold the balance due from your Temporary Account and then, if necessary, from your Remaining Refund. For example, if you designate $500 of your expected $1,000 refund toward the purchase of a Gift Card, and you owe the IRS $300, the IRS may withhold $300 from your Temporary Account, leaving you with only $200 for the purchase of a Gift Card.
   • If you owe delinquent state income taxes, back child support, or delinquent non–tax federal debts such as student loans, the Treasury Department may withhold the balance due from EITHER your Temporary Account OR your Remaining Refund (or both, if necessary to cover the balance due), starting with the account with the lowest routing number.
   If the balance in your Temporary Account is reduced, we will award you the applicable refund bonus based on the reduced amount. If the entire balance in your Temporary Account is withheld, you will not be able to purchase a Gift Card and you will not receive a refund bonus.
8. When your federal income tax refund has been sent by the IRS, H&R Block will email you a link for you to access your Gift Card redemption code. Gift Cards are subject to a maximum amount of $2,000. If you desire to allocate more than $2,000 to Gift Cards, you will be issued multiple Gift Cards up to the $5,500 Program ($5,000 designation plus 10% bonus) maximum. You should make sure that you provide us with a valid e–mail address and that you check your e–mail filters to ensure that you receive e–mails from us related to the Program.
9. In accordance with U.S. tax law, H&R Block may be required to send to you and file with the IRS a Form 1099–MISC (Miscellaneous Income) for tax year 2015. You are solely responsible for any personal tax liability arising out of your participation in the Program.

Additional Terms Relating to E-Gift Cards

Amazon.com is not a sponsor of this promotion. Except as required by law, Gift Cards cannot be transferred for value or redeemed for cash. Gift Cards may be used only for purchases of eligible goods on Amazon.com or certain of its affiliated websites. Gift Cards cannot be redeemed for purchases of gift cards. Purchases are deducted from the Gift Card balance. To redeem or view a Gift Card balance, visit "Your Account" on Amazon.com. Amazon is not responsible if a Gift Card is lost, stolen, destroyed or used without permission. For complete terms and conditions, see www.amazon.com/gc-legal. Gift Cards are issued by ACI Gift Cards, Inc., a Washington corporation. All Amazon^®, ^TM & © are IP of Amazon.com, Inc. or its affiliates. No expiration date or service fees.

Additional Program Terms

Your redemption of this offer is also subject to the terms of the applicable End User License Agreement or Online Services Agreement you agreed to in order to use our H&R Block tax software/online product, as applicable, each of which is hereby incorporated by reference into these Terms and Conditions. We will share the following information with Amazon.com for the sole purpose of fulfilling this offer: your name; your e–mail address; and the Gift Card denomination. Otherwise, we will not share your personal information with any third party except in accordance with our privacy notice which can be found at https://www.hrblock.com/universal/digital-online-mobile-privacy-principles.html.

H&R Block reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Program (or any part thereof) with or without notice. You agree that H&R Block is not liable to you or to any third party for any modification, suspension, or discontinuance of the Program.

H&R Block does not control the information posted by third parties ("Third Party Content") in connection with the Program (including, but not limited to, the terms and conditions of Gift Cards), and as such, does not guarantee the accuracy, integrity or quality of such Third Party Content. Under no circumstances will H&R Block be liable in any way for any Third Party Content, including, but not limited to, any errors or omissions in any Third Party Content. H&R Block is not and will not be responsible or liable for the accuracy, usefulness, or availability of any Third Party Content transmitted or made available in connection with the Program.

ARBITRATION IF A DISPUTE ARISES (“ARBITRATION AGREEMENT”)

If a dispute related to the Program arises between you and H&R Block, the dispute shall be settled by binding arbitration unless you opt–out of this arbitration provision. The arbitration procedures, including the procedures for you to opt–out of arbitration, are set forth in the applicable End User License Agreement or Online Services Agreement between you and H&R Block, in the section titled "Arbitration if a Dispute Arises." The "Arbitration if a Dispute Arises" section of that agreement is hereby incorporated by reference.

Last Updated: December 15, 2015

The H&R BLOCK^® REFUND BONUS PROGRAM — WALMART^® OFFER (the "Program") offers you the option of using some or all of your federal individual income tax refund to purchase electronic gift cards ("e–gift cards") from Walmart. As a special bonus to you, we'll add an extra $20 or $50 to the amount of your Walmart e–gift cards, depending on which H&R Block Tax Software product you've purchased from a Walmart retail location:

• If you've selected the H&R Block federal Basic Tax Software edition, you'll get an additional $20 bonus on the purchase amount of your Walmart e–gift card (subject to a minimum $200 e–gift card purchase).
• If you've selected the H&R Block federal Deluxe, Premium, or Premium & Business (personal only) Tax Software edition, you'll get an extra $50 bonus on the purchase amount of your Walmart e–gift card (subject to a minimum $400 e–gift card purchase)

As used in these Terms and Conditions, references to "H&R Block," "we," "us," and "our" mean HRB Digital LLC. The Program is provided by H&R Block through Tango Card, Inc. ("Tango") and is subject to the Tango Card Terms of Service available at https://www.tangocard.com/terms-of-service.

How the Program Works

1. To be eligible for the Program, you must have a federal tax refund and you must e–file your federal tax return through an eligible H&R Block Tax Software product purchased at a Walmart retail location.
2. Without limitation, you are not eligible to participate in the Program if any of the following apply to you: (a) you elect to print your completed return from one of our products and mail it to the IRS; (b) you cannot or refuse to comply with all terms and conditions set forth in this document; or (c) you are not of the age of majority for your state of residence.
3. In order for a portion of your federal refund to be allocated toward the purchase of e–gift cards, you will need to file IRS Form 8888 to split your federal income tax refund between a temporary account established to facilitate your purchase of e–gift cards (the "Temporary Account") and the remainder of your refund (your "Remaining Refund"). H&R Block will automatically add this form to your federal tax return at no additional charge to you.
4. When you're ready to e–file using an eligible H&R Block Tax Software product, you will have the option of selecting any $100 increment of your federal individual income tax refund to designate toward the purchase of a Walmart e–gift card(s). You must designate a minimum of $200 (H&R Block federal Basic users) or $400 (H&R Block federal Deluxe, Premium, or Premium & Business users) and you may designate a maximum of $5,000 from your federal refund toward the purchase of e–gift cards.
5. H&R Block will automatically add the following refund bonus to the amount you designate as follows:
   • If you are using our federal Basic edition and you designate a minimum of $200 toward the purchase of a Walmart e–gift card(s), we will add an extra $20 to the purchase amount of the e–gift card. For example, if you e-file with H&R Block Basic and designate $300 of your refund toward the purchase of e–gift cards, H&R Block will add $20 — bringing your total to $320.
   • If you are using our federal Deluxe, Premium, or Premium & Business edition and you designate a minimum of $400 toward the purchase of a Walmart e–gift card(s), we will add an extra $50 to the purchase amount of the e–gift card. For example, if you e–file with H&R Block Deluxe and designate $600 of your refund toward the purchase of e–gift cards, H&R Block will add $50 — bringing your total to $650.
6. Any portion of your federal tax refund that you do not designate toward the purchase of a Walmart e–gift card(s) will be direct deposited into your checking account.
7. Once you've e-filed your return, you will not be able to cancel your participation in the Program or change your selection. If your actual federal income tax refund is less than you anticipated, your refund bonus may be adjusted accordingly depending on the applicable IRS funding rule. For example:
   • If you owe delinquent federal taxes, the IRS may withhold the balance due from your Temporary Account and then, if necessary, from your remaining refund ("Remaining Refund"). For example, if you designate $500 of your expected $1,000 refund toward the purchase of e–gift cards, and you owe the IRS $300, the IRS may withhold $300 from your Temporary Account, leaving you with only $200 for the purchase of an e–gift card(s).
   • If you owe delinquent state income taxes, back child support, or delinquent non–tax federal debts such as student loans, the Treasury Department may withhold the balance due from EITHER your Temporary Account OR your Remaining Refund (or both, if necessary to cover the balance due), starting with the account with the lowest routing number.
   If the balance in your Temporary Account is reduced, we will award you the applicable refund bonus based on the reduced amount. If the entire balance in your Temporary Account is withheld, or if your Temporary Account is reduced to an amount below the applicable $200 or $400 minimum for eligibility, you will not be able to purchase any e–gift cards and you will not receive a refund bonus.
8. When your federal income tax refund has been sent by the IRS, H&R Block will email you a link for you to access your e–gift card redemption code. Walmart e–gift cards are subject to a maximum amount of $2,000. If you desire to allocate more than $2,000 to e–gift cards, you will be issued multiple e–gift cards up to the $5,050 Program ($5,000 designation plus $50 bonus) maximum. You should make sure that you provide us with a valid e–mail address and that you check your e–mail filters to ensure that you receive e–mails from us related to the Program.
9. In accordance with U.S. tax law, H&R Block may be required to send to you and file with the IRS a Form 1099–MISC (Miscellaneous Income) for tax year 2015. You are solely responsible for any personal tax liability arising out of your participation in the Program.

Additional Terms Relating to E-Gift Cards

E-gift cards are issued by Walmart and not by H&R Block. Once purchased, Walmart is solely responsible to you for your ability to use Walmart –gift cards. Visit Walmart’s website at www.walmart.com for terms of use, which will exclusively govern your use of Walmart e–gift cards. H&R Block is not and will not be in any manner responsible or liable for Walmart's actions, policies, or practices.

If you experience any problems using your Walmart e–gift cards, please do not contact H&R Block. Instead, please contact Walmart.

E–gift cards have no expiration date or service fees. Except as required by law, e–gift cards cannot be transferred for value or redeemed for cash.

H&R Block is not affiliated with Wal Mart Stores, Inc. or Walmart.com. The services, products, or activities of H&R Block are neither endorsed nor sponsored by Wal Mart Stores, Inc. or Walmart.com.

Additional Program Terms

Your redemption of this offer is also subject to the terms of the applicable End User License Agreement you agreed to in order to use our H&R Block tax software/online product, as applicable, each of which is hereby incorporated by reference into these Terms and Conditions. We will share the following information with Tango for the sole purpose of fulfilling this offer: your name; your e–mail address; the fact that you purchased your H&R Block software at Walmart; whether you qualify for the $20 or $50 refund bonus; the amount you designated toward the purchase of e–gift cards; the amount of your refund bonus; and your unique client identifier. Otherwise, we will not share your personal information with any third party except in accordance with our privacy notice which can be found at https://www.hrblock.com/universal/digital-online-mobile-privacy-principles.html.

H&R Block reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Program (or any part thereof) with or without notice. You agree that H&R Block is not liable to you or to any third party for any modification, suspension, or discontinuance of the Program.

H&R Block does not control the information posted by third parties ("Third Party Content") in connection with the Program (including, but not limited to, the terms and conditions of Walmart e–gift cards), and as such, does not guarantee the accuracy, integrity or quality of such Third Party Content. Under no circumstances will H&R Block be liable in any way for any Third Party Content, including, but not limited to, any errors or omissions in any Third Party Content. H&R Block is not and will not be responsible or liable for the accuracy, usefulness, or availability of any Third Party Content transmitted or made available in connection with the Program.

ARBITRATION IF A DISPUTE ARISES ("ARBITRATION AGREEMENT")

If a dispute related to the Program arises between you and H&R Block, the dispute shall be settled by binding arbitration unless you opt–out of this arbitration provision. The arbitration procedures, including the procedures for you to opt–out of arbitration, are set forth in the applicable End User License Agreement between you and H&R Block, in the section titled "Arbitration if a Dispute Arises." The "Arbitration if a Dispute Arises" section of that agreement is hereby incorporated by reference.