Emerald Advance℠ line of credit for unexpected bills
Editor’s Note: While our Emerald AdvanceSM offer has ended, you can still read about the benefits of working with our Tax Pros to get the most from your taxes with H&R Block.
Life is full of surprises. Whether it’s an unplanned car repair or a spike in your utility bill, additional expenses can put a big kink in your budget. To help cover unexpected bills, consider the H&R Block Emerald AdvanceSM line of credit.
Emerald Advance lets you enjoy the freedom of having access to money exactly when you need it the most. With a year-round line of credit, you could have the power to borrow and repay funds—up to $1,000, based upon Bank approval.Disclaimer number115. Scroll to bottom of page.,Disclaimer number127. Scroll to bottom of page.
How do I apply for the Emerald AdvanceSM line of credit?
The Emerald Advance line of credit is available nationwide beginning November 18, 2019, through January 10, 2020. Make an appointment or walk in to your local participating H&R Block office to apply.
What do I need to bring to my Emerald AdvanceSM appointment?
To get you started on your application, you do not need to provide your W-2. You should, however, bring the following to your appointment.
- A current earnings statement (such as a pay statement)
- An unexpired, government-issued photo ID (a valid driver’s license)
- Your H&R Block Emerald Prepaid Mastercard® (if you have one)Disclaimer number110. Scroll to bottom of page.
How soon will I know my credit limit?
At your Emerald AdvanceSM appointment, you’ll complete your application and submit it to the Bank. If your application is approved, you’ll know the credit limit before you leave the office.
Emerald Advance draws are loaded to the Card Account associated with an H&R Block Emerald Prepaid Mastercard® (or to the Card Account associated with your existing Emerald Card® if you have one).Disclaimer number110. Scroll to bottom of page. You can then conveniently draw on the line of credit and load funds to your Card Account by logging in online, through the MyBlockSM appDisclaimer number140. Scroll to bottom of page. or calling the number on your Card.
Where can I find more information about Emerald AdvanceSM?
Emerald Advance℠ is no longer available in tax offices for this season, but you can learn more from our Emerald Advance site. Want to be the first to know when Emerald Advance℠ appointment scheduling begins in November 2020? Simply fill out this form.
It's back to school time. Here are some money tips from H&R Block Dollars & Sense.
Want to file your taxes for free this year? Learn why you get more for free when you file with H&R Block Free Online vs. TurboTax Free.
Meet H&R Block Budget Challenge scholarship winner Joseph Cain. His determination and dedication helped him win a $20,000 scholarship!
Learn how to become a tax preparer with the experts at H&R Block. You can learn the essentials by completing the H&R Block Income Tax Course (ITC).