Question

I have a tax question related to Social Security and taxable income. Is Social Security disability income taxable?

Answer

Many people have tax questions concerning Social Security and taxable income. Depending on the total amount of income and benefits you received for the tax year, these benefits might be taxable:

  • Social Security, including monthly retirement
  • Survivor
  • Disability

The determine if Social Security disability income is taxable or if any of your benefits are taxable, compare these:

  • Base amount for your filing status (shown below)
  • Half of your Social Security benefits
  • All of your other income including tax-exempt interest

If your income is over the threshold, part of your Social Security will be subject to tax. The income thresholds for each filing status are:

  • Married filing jointly — $32,000
  • Married filing separately and lived with spouse at any point during the year — **fdSocSecTaxableInc3**
  • Married filing separately and lived apart from spouse for the entire year — $25,000
  • All others — $25,000

A child’s Social Security benefits are paid under the child’s Social Security number (SSN). So, they could be potentially taxable to the child, not the parent.

Related Topics

Related Resources

Earned Income Credit

Learn more about earned income credit eligibility and get tax answers at H&R Block.

What Is Virtual Tax Preparation?

Virtual tax preparations let you complete your taxes online from the comfort of your home. Find out how easy remote tax preparations can be at H&R Block.

What Are H&R Block’s Prices?

Trying to determine the cost of tax preparation or H&R Block’s prices? Find out why there is no one-size-fits-all answer when it comes to tax prep.

Common Tax Questions Roundup

Here are the top tax questions our professionals got this year – with answers for you! How can you use this? Read on to get answers from H&R Block.