{"id":63357,"date":"2023-11-08T07:37:29","date_gmt":"2023-11-08T13:37:29","guid":{"rendered":"https:\/\/www.hrblock.com\/tax-center\/?post_type=newsroom&p=63357"},"modified":"2023-11-08T09:52:27","modified_gmt":"2023-11-08T15:52:27","slug":"the-new-and-improved-emerald-advance-loan","status":"publish","type":"newsroom","link":"https:\/\/www.hrblock.com\/tax-center\/newsroom\/financial-confidence\/the-new-and-improved-emerald-advance-loan\/","title":{"rendered":"The New and Improved Emerald AdvanceSM Loan Provides a Little Breathing Room This Holiday Season with a Loan of up to $1,300"},"content":{"rendered":"\n

With the Emerald Advance Loan, there is no monthly payment, no annual fee, no impact to credit to check eligibility, zero payments required until March 31, 2024, and approved customers can access funds the same day they apply<\/em><\/p>\n\n\n\n

KANSAS CITY, Mo. \u2013 Nov. 8, 2023 \u2013<\/strong> As the holidays approach and inflation stretches budgets to the limit, H&R Block<\/a> (NYSE: HRB) today announced the launch of the new and improved H&R Block Emerald Advance\u00ae<\/sup> Loan1<\/sup>, which provides qualifying individuals with up to $1,300 the same day they apply.<\/p>\n\n\n\n

Anyone can apply for the Emerald Advance Loan through Dec. 31. To get started, individuals can make an appointment online at HRBlock.com<\/a> to meet with an H&R Block associate at one of nearly 4,000 participating H&R Block offices who will guide them through the application process. And those who are approved can leave with funds on an Emerald Card\u00ae<\/a>2<\/sup> or deposited to their Spruce<\/a> account3.<\/sup><\/p>\n\n\n\n

\u201cWe have completely reimagined the Emerald Advance Loan to remove the annual fee and provide more flexibility for repayment to ensure it helps individuals when they need it most,\u201d said John Thompson, Vice President, Financial Services at H&R Block. \u201cDuring this time of year, we see many of our customers who want to provide a memorable experience for their families. An Emerald Advance Loan could help them do that.\u201d<\/p>\n\n\n\n

The Emerald Advance Loan has no application fee, and checking eligibility won\u2019t impact a customer\u2019s credit. With no monthly payments\u2014and no payments required until March 31, 2024\u2014approved customers now have more flexibility to pay what they can when they can. They simply must pay the loan in full by March 31, 2024. There are convenient repayment options, including using a debit card, check, or money order. And for those who file their taxes with H&R Block this upcoming tax season, the loan can conveniently be paid back with a tax refund.<\/p>\n\n\n\n

\u201cEarlier this year, Fortune recognized H&R Block as one of America\u2019s Most Innovative Companies<\/a> because of the work we are doing to improve services and experiences that bring value to our clients and communities,\u201d said Les Whiting, Chief Financial Services Officer at H&R Block. \u201cThe Emerald Advance Loan is part of an extensive portfolio of products demonstrating how H&R Block empowers its customers with convenient financial tools year-round that ease financial burden.\u201d  
<\/p>\n\n\n\n

1<\/sup>H&R Block Emerald Advance\u00ae Loan originated by Pathward\u00ae, N.A., Member FDIC. Subject to eligibility and credit approval. Annual<\/a> Percentage Rate (APR) is 35.9%. Loan amounts vary from $350-$1300. If approved, loan proceeds will be disbursed as directed to prepaid card or checking account at Pathward. Additional terms and conditions apply, see account agreements for details. Offered for a limited time at participating locations.<\/em><\/p>\n\n\n\n

2<\/sup><\/em>H&R Block Emerald Prepaid Mastercard\u00ae is issued by Pathward\u00ae, N.A., Member FDIC, pursuant to license by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Additional fees, terms and conditions apply; consult your Cardholder Agreement for details. \u00a92023 HRB Tax Group, Inc.<\/em><\/em><\/p>\n\n\n\n

3<\/sup><\/em>The Spruce\u2120 Spending Account is established at, and the Spruce debit card is issued by, Pathward\u00ae, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard\u00ae is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.<\/em><\/p>\n\n\n\n

###<\/p>\n\n\n\n

About H&R Block<\/strong>
H&R Block, Inc. (NYSE: HRB) provides help and inspires confidence in its clients and communities everywhere through global tax preparation<\/a> services, financial products<\/a>, and small-business solutions<\/a>. The company blends digital innovation with human expertise and care as it helps people get the best outcome at tax time and also be better with money using its mobile banking app, Spruce<\/a>. Through Block Advisors<\/a> and Wave<\/a>, the company helps small-business owners thrive with year-round bookkeeping, payroll, advisory, and payment processing solutions. For more information, visit H&R Block News<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

With the Emerald Advance Loan, there is no monthly payment, no annual fee, no impact to credit to check eligibility, zero payments required until March 31, 2024, and approved customers can access funds the same day they apply KANSAS CITY, Mo. \u2013 Nov. 8, 2023 \u2013 As the holidays approach and inflation stretches budgets to […]<\/p>\n","protected":false},"author":1,"featured_media":63360,"menu_order":0,"template":"","tags":[],"news-categories":[23339,23341],"class_list":["post-63357","newsroom","type-newsroom","status-publish","has-post-thumbnail","hentry","news-categories-financial-confidence","news-categories-company-news"],"acf":{"post_rest_thumbnail_alt_id":""},"yoast_head":"H&R Block Newsroom | New and Improved Emerald Advance Loan<\/title>\n<meta name=\"description\" content=\"H&R Block today announced the launch of the new and improved H&R Block Emerald Advance\u00ae Loan.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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