{"id":14003,"date":"2016-05-17T13:18:28","date_gmt":"2016-05-17T18:18:28","guid":{"rendered":"https:\/\/www.hrblock.com\/tax-center\/?p=14003"},"modified":"2018-09-10T14:46:31","modified_gmt":"2018-09-10T19:46:31","slug":"budget-challenge-winner-joseph-cain","status":"publish","type":"post","link":"https:\/\/www.hrblock.com\/tax-center\/around-block\/our-purpose\/budget-challenge-winner-joseph-cain\/","title":{"rendered":"Meet H&R Block Budget Challenge Scholarship Winner: Joseph Cain"},"content":{"rendered":"

Joseph Cain, a student at Paxon School for Advanced Studies, was determined to win a scholarship through the H&R Block Budget Challenge. He had played last year, but this year Cain made sure he paid his bills, stuck to a budget and took the quizzes. The hard work paid off and this year, he won a $20,000 scholarship!<\/p>\n

See what he said he learned from the H&R Block Budget Challenge simulation.<\/p>\n

Do you think your peers are financially literate?<\/strong><\/h2>\n

I definitely don\u2019t think they are. I talk to my friends a lot about finances and they recognize they don\u2019t really know a lot. Recently, my friend blew his car transmission and was talking to his dad about how he was going to pay for it; I asked if they had a certain type of insurance to cover it because it would help fix that. Turns out he\u2019d have to pay a lot less if they did have it.<\/p>\n

What kind of financial education or background did you have prior to taking the Budget Challenge?<\/strong><\/h2>\n

I had a little because I\u2019ve been participating in Ms. Loggie\u2019s LifeSmarts club<\/a> since I was a freshman. Also, my dad works in the financial industry so he keeps me knowledgeable on the subject.<\/p>\n

Do you talk to your parents about money ever?<\/strong><\/h2>\n

I do. My dad and I talk about it sometimes if the conversation comes up. My parents are really informative.<\/p>\n

What\u2019s the best piece of financial advice you\u2019ve gotten from your dad?<\/strong><\/h2>\n

He\u2019s taught me that it\u2019s really about trying to stay out of debt, but it\u2019s also about managing the risk and reward when spending your money.<\/p>\n

 <\/p>\n

What did you think when your teacher introduced the H&R Block Budget Challenge simulation to your club?<\/strong><\/h2>\n

Originally last year I thought it was interesting. I didn\u2019t think we had any chance of winning a scholarship or grant this year so I wasn\u2019t excited initially. In the end I\u2019m glad we did it!<\/p>\n

What was your motivation for participating in the simulation?<\/strong><\/h2>\n

My whole class was actually in it together, helping and motivating each other along the way. It was a team effort.<\/p>\n

What was the most important thing you learned from the Budget Challenge?<\/strong><\/h2>\n

The most important thing I learned is that there\u2019s going to be a lot of unexpected things that happen to you along the way so it\u2019s important to be prepared for any circumstances.<\/p>\n

How did you react when you found out you won a scholarship?<\/strong><\/h2>\n

The day before I was in position 30 and so I accepted that it was a bit too far off for me to win. But the next morning Ms. Loggie called me and told me to look at the scores. I was really surprised. I kept checking it for the next couple days because I couldn\u2019t believe it!<\/p>\n

What are your plans for after high school?<\/strong><\/h2>\n

I\u2019m planning on going to University of Central Florida to study political science and then go to law school after that.<\/p>\n

How has winning the scholarship impacted your post-grad plans?<\/strong><\/h2>\n

It\u2019s a large sum of money and since I plan on doing extra schooling after I get my bachelor\u2019s degree, it\u2019s really going to help me pay for it.<\/p>\n

Do you think the skills you learned in the Budget Challenge will be beneficial to your real life?<\/strong><\/h2>\n

Absolutely. The simulation is pretty similar to real life. No matter who you ask, they\u2019ll say it\u2019s pretty accurate and can teach you so many lessons.<\/p>\n

What advice do you have to other students who might take the Budget Challenge?<\/strong><\/h2>\n

You have to be prepared and just look ahead and figure out when you have to pay certain things so you\u2019re never caught off guard with bills.<\/p>\n","protected":false},"excerpt":{"rendered":"

Joseph Cain, a student at Paxon School for Advanced Studies, was determined to win a scholarship through the H&R Block Budget Challenge. He had played last year, but this year Cain made sure he paid his bills, stuck to a budget and took the quizzes. The hard work paid off and this year, he won […]<\/p>\n","protected":false},"author":418,"featured_media":26527,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[23,32],"tags":[],"class_list":["post-14003","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-around-block","category-our-purpose"],"acf":[],"yoast_head":"Budget Challenge Winner Joseph Cain | H&R Block<\/title>\n<meta name=\"description\" content=\"Meet H&R Block Budget Challenge scholarship winner Joseph Cain. 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