{"id":20225,"date":"2017-06-14T12:00:00","date_gmt":"2017-06-14T12:00:00","guid":{"rendered":"https:\/\/www.hrblock.com\/tax-center\/"},"modified":"2021-08-11T12:14:37","modified_gmt":"2021-08-11T17:14:37","slug":"tax-refunds-and-student-loans","status":"publish","type":"post","link":"https:\/\/www.hrblock.com\/tax-center\/irs\/refunds-and-payments\/tax-refunds-and-student-loans\/","title":{"rendered":"Can the IRS take my refund for student loans if I&#8217;m approved for a deferment?"},"content":{"rendered":"<p>If your student loan is in deferment, the IRS won&#8217;t take your refund. The IRS will only take your refund if you&#8217;re delinquent with your student loans to offset debt.<\/p>\n<p>Your student loan interest deduction might be lower than prior years if you paid less interest in the current tax year. This can affect how much refund money you receive.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If your student loan is in deferment, the IRS won&#8217;t take your refund. The IRS will only take your refund if you&#8217;re delinquent with your student loans to offset debt. Your student loan interest deduction might be lower than prior years if you paid less interest in the current tax year. This can affect how [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[25,52],"tags":[],"class_list":["post-20225","post","type-post","status-publish","format-standard","hentry","category-irs","category-refunds-and-payments"],"acf":[],"yoast_head":"<title>Tax Refunds And Student Loans | H&amp;R Block<\/title>\n<meta name=\"description\" content=\"Learn whether the payment status of your student loans entitles the IRS to take your tax return from the tax experts at H&amp;R Block.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.hrblock.com\/tax-center\/irs\/refunds-and-payments\/tax-refunds-and-student-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Can the IRS take my refund for student loans if I&#039;m approved for a deferment?\" \/>\n<meta property=\"og:description\" content=\"Learn whether the payment status of your student loans entitles the IRS to take your tax return from the tax experts at H&amp;R Block.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.hrblock.com\/tax-center\/irs\/refunds-and-payments\/tax-refunds-and-student-loans\/\" \/>\n<meta property=\"og:site_name\" content=\"H&amp;R Block\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/hrblock\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/hrblock\" \/>\n<meta property=\"article:published_time\" content=\"2017-06-14T12:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-08-11T17:14:37+00:00\" \/>\n<meta name=\"author\" content=\"H&amp;R Block\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@HRBlock\" \/>\n<meta name=\"twitter:site\" content=\"@hrblock\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"H&amp;R Block\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/resource-center.hrblock.com\\\/irs\\\/refunds-and-payments\\\/tax-refunds-and-student-loans\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/resource-center.hrblock.com\\\/irs\\\/refunds-and-payments\\\/tax-refunds-and-student-loans\\\/\"},\"author\":{\"name\":\"H&amp;R Block\",\"@id\":\"https:\\\/\\\/resource-center.hrblock.com\\\/#\\\/schema\\\/person\\\/0451551be86ad17708cdd08a71391fcf\"},\"headline\":\"Can the IRS take my refund for student loans if I&#8217;m approved for a deferment?\",\"datePublished\":\"2017-06-14T12:00:00+00:00\",\"dateModified\":\"2021-08-11T17:14:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/resource-center.hrblock.com\\\/irs\\\/refunds-and-payments\\\/tax-refunds-and-student-loans\\\/\"},\"wordCount\":78,\"articleSection\":[\"IRS\",\"Refunds and payments\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/resource-center.hrblock.com\\\/irs\\\/refunds-and-payments\\\/tax-refunds-and-student-loans\\\/\",\"url\":\"https:\\\/\\\/resource-center.hrblock.com\\\/irs\\\/refunds-and-payments\\\/tax-refunds-and-student-loans\\\/\",\"name\":\"Tax Refunds And Student Loans | H&R Block\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/resource-center.hrblock.com\\\/#website\"},\"datePublished\":\"2017-06-14T12:00:00+00:00\",\"dateModified\":\"2021-08-11T17:14:37+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/resource-center.hrblock.com\\\/#\\\/schema\\\/person\\\/0451551be86ad17708cdd08a71391fcf\"},\"description\":\"Learn whether the payment status of your student loans entitles the IRS to take your tax return from the tax experts at H&R Block.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/resource-center.hrblock.com\\\/irs\\\/refunds-and-payments\\\/tax-refunds-and-student-loans\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/resource-center.hrblock.com\\\/irs\\\/refunds-and-payments\\\/tax-refunds-and-student-loans\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/resource-center.hrblock.com\\\/irs\\\/refunds-and-payments\\\/tax-refunds-and-student-loans\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/resource-center.hrblock.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Can the IRS take my refund for student loans if I&#8217;m approved for a deferment?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/resource-center.hrblock.com\\\/#website\",\"url\":\"https:\\\/\\\/resource-center.hrblock.com\\\/\",\"name\":\"H&amp;R Block\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/resource-center.hrblock.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/resource-center.hrblock.com\\\/#\\\/schema\\\/person\\\/0451551be86ad17708cdd08a71391fcf\",\"name\":\"H&amp;R Block\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/resource-center.hrblock.com\\\/wp-content\\\/uploads\\\/2017\\\/08\\\/BlockAuthor.jpg\",\"url\":\"https:\\\/\\\/resource-center.hrblock.com\\\/wp-content\\\/uploads\\\/2017\\\/08\\\/BlockAuthor.jpg\",\"contentUrl\":\"https:\\\/\\\/resource-center.hrblock.com\\\/wp-content\\\/uploads\\\/2017\\\/08\\\/BlockAuthor.jpg\",\"caption\":\"H&amp;R Block\"},\"sameAs\":[\"http:\\\/\\\/hrblock.com\",\"https:\\\/\\\/www.facebook.com\\\/hrblock\",\"https:\\\/\\\/x.com\\\/HRBlock\"]}]}<\/script>","yoast_head_json":{"title":"Tax Refunds And Student Loans | H&R Block","description":"Learn whether the payment status of your student loans entitles the IRS to take your tax return from the tax experts at H&R Block.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.hrblock.com\/tax-center\/irs\/refunds-and-payments\/tax-refunds-and-student-loans\/","og_locale":"en_US","og_type":"article","og_title":"Can the IRS take my refund for student loans if I'm approved for a deferment?","og_description":"Learn whether the payment status of your student loans entitles the IRS to take your tax return from the tax experts at H&R Block.","og_url":"https:\/\/www.hrblock.com\/tax-center\/irs\/refunds-and-payments\/tax-refunds-and-student-loans\/","og_site_name":"H&amp;R Block","article_publisher":"https:\/\/www.facebook.com\/hrblock","article_author":"https:\/\/www.facebook.com\/hrblock","article_published_time":"2017-06-14T12:00:00+00:00","article_modified_time":"2021-08-11T17:14:37+00:00","author":"H&amp;R Block","twitter_card":"summary_large_image","twitter_creator":"@HRBlock","twitter_site":"@hrblock","twitter_misc":{"Written by":"H&amp;R Block","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.hrblock.com\/tax-center\/irs\/refunds-and-payments\/tax-refunds-and-student-loans\/#article","isPartOf":{"@id":"https:\/\/www.hrblock.com\/tax-center\/irs\/refunds-and-payments\/tax-refunds-and-student-loans\/"},"author":{"name":"H&amp;R Block","@id":"https:\/\/www.hrblock.com\/tax-center\/#\/schema\/person\/0451551be86ad17708cdd08a71391fcf"},"headline":"Can the IRS take my refund for student loans if I&#8217;m approved for a deferment?","datePublished":"2017-06-14T12:00:00+00:00","dateModified":"2021-08-11T17:14:37+00:00","mainEntityOfPage":{"@id":"https:\/\/www.hrblock.com\/tax-center\/irs\/refunds-and-payments\/tax-refunds-and-student-loans\/"},"wordCount":78,"articleSection":["IRS","Refunds and payments"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.hrblock.com\/tax-center\/irs\/refunds-and-payments\/tax-refunds-and-student-loans\/","url":"https:\/\/www.hrblock.com\/tax-center\/irs\/refunds-and-payments\/tax-refunds-and-student-loans\/","name":"Tax Refunds And Student Loans | H&R Block","isPartOf":{"@id":"https:\/\/www.hrblock.com\/tax-center\/#website"},"datePublished":"2017-06-14T12:00:00+00:00","dateModified":"2021-08-11T17:14:37+00:00","author":{"@id":"https:\/\/www.hrblock.com\/tax-center\/#\/schema\/person\/0451551be86ad17708cdd08a71391fcf"},"description":"Learn whether the payment status of your student loans entitles the IRS to take your tax return from the tax experts at H&R Block.","breadcrumb":{"@id":"https:\/\/www.hrblock.com\/tax-center\/irs\/refunds-and-payments\/tax-refunds-and-student-loans\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.hrblock.com\/tax-center\/irs\/refunds-and-payments\/tax-refunds-and-student-loans\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.hrblock.com\/tax-center\/irs\/refunds-and-payments\/tax-refunds-and-student-loans\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.hrblock.com\/tax-center\/"},{"@type":"ListItem","position":2,"name":"Can the IRS take my refund for student loans if I&#8217;m approved for a deferment?"}]},{"@type":"WebSite","@id":"https:\/\/www.hrblock.com\/tax-center\/#website","url":"https:\/\/www.hrblock.com\/tax-center\/","name":"H&amp;R Block","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.hrblock.com\/tax-center\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.hrblock.com\/tax-center\/#\/schema\/person\/0451551be86ad17708cdd08a71391fcf","name":"H&amp;R Block","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.hrblock.com\/tax-center\/wp-content\/uploads\/2017\/08\/BlockAuthor.jpg","url":"https:\/\/www.hrblock.com\/tax-center\/wp-content\/uploads\/2017\/08\/BlockAuthor.jpg","contentUrl":"https:\/\/www.hrblock.com\/tax-center\/wp-content\/uploads\/2017\/08\/BlockAuthor.jpg","caption":"H&amp;R Block"},"sameAs":["http:\/\/hrblock.com","https:\/\/www.facebook.com\/hrblock","https:\/\/x.com\/HRBlock"]}]}},"_links":{"self":[{"href":"https:\/\/www.hrblock.com\/tax-center\/wp-json\/wp\/v2\/posts\/20225","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hrblock.com\/tax-center\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hrblock.com\/tax-center\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hrblock.com\/tax-center\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hrblock.com\/tax-center\/wp-json\/wp\/v2\/comments?post=20225"}],"version-history":[{"count":0,"href":"https:\/\/www.hrblock.com\/tax-center\/wp-json\/wp\/v2\/posts\/20225\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.hrblock.com\/tax-center\/wp-json\/wp\/v2\/media?parent=20225"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hrblock.com\/tax-center\/wp-json\/wp\/v2\/categories?post=20225"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hrblock.com\/tax-center\/wp-json\/wp\/v2\/tags?post=20225"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}