HIGH-YIELD SAVINGS RATE
Grow your savings with 3.50% APY
Spruce customers can earn interest on their Savings Account. Opt in online or through the app after you sign up.
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File on your own with confidence
Self-paced filing with upgrade options — ~52% qualify for free.
- Upgrade with expert help anytime
- Easy, guided steps on any device
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File online with help by your side
Online support from live tax pros and AI Tax Assist.
- Great for families, freelancers, or investors
- Accuracy and ease from start to finish
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File stress-free with a tax pro
Full, personalized support from home, in person, or both.
- Taxes prepared by an expert in as little as one hour
- Choose your pro or get matched based on your needs
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Feel confident you got every dollar you deserve
Whether you file on your own or with a tax pro, we’ll help you get your biggest refund possible.
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Tax Pro Review
Tax Pro ReviewFor a fee, you can add Tax Pro Review once you start filing.
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Get a free Second Look®
Get a free Second Look®We’ll look at your returns from the last three years to find any mistakes that could give you more money. If we don’t find anything — we’ll back your return with our 100% Accuracy Guarantee. If we do, we can prepare an amended return for a small fee.
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Block makes filing taxes stress free
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File your taxes in person or from the comfort of your home.
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Chat with a live expert at any point while completing your taxes.
Expert help included in Deluxe, Premium, and Self-Employed do-it-yourself products.
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Always know your price upfront and before you pay for tax prep.
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See why 22 million+ clients worldwide trusted H&R Block last year
For every return, we guarantee:
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100% Accuracy
If there’s an error on your return due to H&R Block or our software, we’ll reimburse you for any resulting penalties and interest.
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Maximum Refund
If you discover an H&R Block error on your return that entitles you to a larger refund (or smaller tax liability), we’ll refund the tax prep fee for that return and file an amended return at no additional charge.
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No Surprise
We’ll tell you the price upfront and then keep you updated if anything changes.
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BRIAN Deluxe Online User
June, 2025
“H&R Block always takes care of me, let them take care of you.”
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VINCENT Utah
October, 2024
“Great expertise with great service.”
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JEFFREY Minnesota
June, 2025
“If you want the best people, and a company who does absolutely everything to make your taxes right and convenient then you have to choose H&R Block.”
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Westerner101 Premium Online User
August, 2025
“I purchased the online tax prep and it was great. I was able to complete my taxes with ease and confidence. The AI tool was a nice bonus.”
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Vman59 Free Online User
July, 2025
“This year I needed to do a simple filing and I was surprised that it was free. Very easy to use and accurate.”
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RICHARD California
June, 2025
“Great service, tax professional was very helpful and kind. Answered our questions best he could and offered services and tips for next year’s tax season.”
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Spruce fintech platform is built by H&R Block, which is not a bank. Spruce℠ Spending and Savings Accounts established at, and the Spruce debit card and the H&R Block Emerald Prepaid Mastercard® are issued by, Pathward®, N.A., Member FDIC, pursuant to license by Mastercard®. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Additional fees, conditions, and terms apply to how you use your Emerald Card or Spruce account. Consult your Cardholder Agreement or Spruce Spending Account Agreement for details.
*Total number of new customers using assisted or DIY tax solutions regardless of other prior tax preparer or method.
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Approximately 52% of filers qualify for H&R Block Online Free Edition. Below are the specific tax situations that are included and not included in Free Online:
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Included Tax Situations
W-2 Income: Income reported on Form W-2 employment.
Interest and Dividend Income: Limited interest and dividend income reported on Form 1099-INT or Form 1099-DIV up to $1,500.
Standard Deduction: Taxpayers who take the standard deduction instead of itemizing deductions.
Earned Income Tax Credit (EITC): Eligibility for the Earned Income Tax Credit.
Child Tax Credit (CTC): Eligibility for the Child Tax Credit.
Unemployment Income: Unemployment compensation reported on Form 1099-G.
Student Loan Interest Deduction: Deduction for student loan interest paid.
Retirement Plan Distributions: Taxable qualified retirement plan distributions reported on Form 1099-R.
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Excluded Tax Situations
Itemized Deductions: Taxpayers who choose to itemize deductions (e.g., mortgage interest, charitable contributions).
Self-Employment Income: Income from self-employment or freelance work reported on Schedule C.
Rental Income: Income from rental properties reported on Schedule E.
Capital Gains and Losses: Transactions involving the sale of stocks, bonds, or other capital assets.
Business Income and Expenses: Income and expenses from a business or farm.
Foreign Income: Income earned outside the United States.
Health Savings Accounts (HSAs): Contributions to or distributions from Health Savings Accounts.
Other Complex Tax Situations: Any other tax situations that require additional forms or schedules not supported by H&R Block Online Free Edition.