Zero. Zip. Zilch.

Never pay interest with a Refund Advance loan¹⁰⁹

This is an optional tax refund-related loan from Axos Bank™, Member FDIC; it is not your tax refund. Loans are offered in amounts of $500, $750, $1250 or $3000. Approval and loan amount based on expected refund amount, ID verification, eligibility criteria, and underwriting. If approved, funds will be loaded on a prepaid card and the loan amount will be deducted from your tax refund, reducing the amount paid directly to you. Tax returns may be e-filed without applying for this loan. Fees for other optional products or product features may apply. Limited time offer. Available at participating locations. Not offered in Puerto Rico. HRB Maine License No. FRA2. OBTP#B13696 See hrblock.com/refundadvance for details. ©2018 HRB Tax Group, Inc.

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H&R Block Financial Services:

Manage your money with year-round financial solutions at Block

Yes, we know taxes. But we also know life doesn’t stop at the end of tax season. That’s why we also offer access to financial services and products that provide you with flexibility in your finances year-round. They include the H&R Block Emerald Prepaid Mastercard^® and the H&R Block Emerald Advance line of credit.

Emerald Card^®

The H&R Block prepaid debit card that is so much more

The Emerald Card^® is a safe and easy way to manage your money through the tax season and beyond. Make purchases, stay protected with the Mastercard Zero Liability^{Disclaimer number121. Scroll to bottom of page.} Protection, and access great features like SMS text balance alerts^{Disclaimer number120. Scroll to bottom of page.}, bill pay^{Disclaimer number114. Scroll to bottom of page.}, and payroll direct deposit^{Disclaimer number113. Scroll to bottom of page.} with no fee.

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The H&R Block Emerald Advance^® Line of Credit^{Disclaimer number115. Scroll to bottom of page.}

With H&R Block Emerald Advance^{Disclaimer number115. Scroll to bottom of page.}, you can shop, pay for unexpected expenses, and rest easy knowing you have access to money when you need it with a year-round line of credit. The H&R Block Emerald Advance line of credit gives you the ability to borrow and repay up to $1,000, depending on bank approval.

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