Spruce is mobile banking, built by H&R Block with banking products provided by MetaBank®. Set saving goals, earn automatic cash back offers, and get paychecks up to two days early.
You could get up to $1,000 with an H&R Block Emerald Advance® line of credit. Put it on an Emerald Card. Funds are loaded to an Emerald Card for use all year long.
Get paychecks faster
Have your paycheck(s) and government benefits direct deposited to your account.
Avoid pesky fees
Say goodbye to check-cashing fees. You can enjoy your card without them.
Enjoy access to cash
Get cash back with purchases from retailers and ATMs where Debit Mastercard® is accepted.