Your tax refund payment options: How to receive your tax refund and pay for tax prep

Getting your federal or state tax refund payment should be easy. And with H&R Block, it is. Just choose how you want to receive your refund this tax year. Owe taxes or tax preparation fees? We’ll help with payment options, too.


Find out how you could get your federal refund up to 6 days early with Spruce.

Direct deposit

Drop your tax refund payment straight into your checking or savings account.


Have the Internal Revenue Service mail you a check for your tax refund payment. It’s simple.

Refund transfer

Refund Transfer

Pay nothing out of pocket the day you file for tax prep and other fees with a Refund Transfer. Fees apply.

Spruce fintech platform is built by H&R Block, which is not a bank. Bank products by Pathward, N.A., Member FDIC.

wheres my refund

Where’s my refund?

The hardest part of getting a tax refund payment is waiting for it to arrive. But not to worry — you can check the status of your refund. Hit that refresh button as many times as you want. We won’t judge.

Owe the IRS?

Don’t worry, we can help. You can pay in several ways. Just make sure it’s done by the deadline to avoid penalties and fees.

Owe the IRS?

How to pay for tax prep.

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Spruce fintech platform is built by H&R Block, which is not a bank. Spruce℠ Spending and Savings Accounts established at, and debit card issued by, Pathward®, N.A., Member FDIC, pursuant to license by Mastercard®. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

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