Pay nothing out of pocket with a Refund Transfer.

It's your money – keep it in your wallet where it belongs. With H&R Block Refund Transfer , pay for tax prep and other related fees right from your tax refund payment. With filing costs out of the way, you'll enjoy the rest of your refund worry-free.

How it works

answer easy questions

Apply with your tax pro.

Let your tax pro do your taxes and make sure you're eligible. Then, we’ll set up an FDIC-insured Refund Account for you to get your tax refund payment.

pay fees right from your refund

Make payments right from your refund.

Authorize payments for your tax prep and other amounts, including a $39 Refund Transfer fee. Don't worry! Fees won't be collected until services are done.

choose how to get your remaining funds

Pick how to get your remaining funds.

Choose to get your refund by direct deposit, check, or on an Emerald Prepaid Mastercard® .

enjoy your money

Enjoy your money!

Splurge on something new. Or put money away for an emergency fund. Use your refund however you like.

Refund Transfer fees

Federal Refund Transfer

Pay just $39 for a federal Refund Transfer.

State Refund Transfer

Enjoy a state Refund Transfer at no extra cost.

Paper check fee

Get your refund by paper check for an additional $25.

Refund Transfer is an optional tax refund-related product provided by MetaBank®, N.A., Member FDIC. Refund Transfer is a bank deposit product, not a loan. You can file your return and receive your refund without applying for a Refund Transfer. Payments you authorize from the account associated with your Refund Transfer will reduce the net proceeds of your refund sent to you. Fees apply. A qualifying expected tax refund and e-filing are required. Other restrictions apply; see terms and conditions for details. H&R Block Maine License Number: FRA2. ©2021 HRB Tax Group, Inc.

emerald card® makes mobile banking easy

Emerald Card® makes mobile banking easy.

Put your refund on the H&R Block Emerald Card® . You'll love getting your refund and paycheck all in one place. Use it, reload it, and enjoy features like bill pay .

Tax help you need and the biggest possible refund, guaranteed.

Max Refund Guarantee

Get every credit and deduction you deserve. Find a bigger refund somewhere else? Your tax prep is free. 

Experienced tax pros

Our tax pros have an average of 10 years’ experience. We’re here for you when you need us.

Many ways to file

Get your taxes done by a tax pro in an office, via video, or by phone. Or do your own with expert, on-demand help.

Upfront transparent pricing

Know the price of tax prep before you begin as part of our No Surprise Guarantee. 

File how you want with H&R Block.

File online

File with a tax pro

Meet in an office or via chat, phone, or video. Gather your docs and let your tax pro do the rest. Just review and approve your return.

File with a tax pro

Find tax help in your area.

Find tax help in your area