Make your money go further with Spruce

HIGH-YIELD SAVINGS RATE

Spruce customers can now earn interest on their Savings Account! Opt in online or through the app after you sign up.

     

3.50% APY High-Yield Savings Interest Rate
3.50% APY High-Yield Savings Interest Rate

Features you’ll love

Budget tracking

Automatically categorizes your transactions.

Early tax refund

With Spruce, you can get your federal tax refund up to 6 days early.

Early payday

Get paid up to 2 days early with direct deposit.

spruce savings interest

High-yield rate

Opt in and earn 3.50% APY on your Savings Account without minimum balance requirements.

Your financial toolkit

Spruce is an all-in-one mobile banking app built by H&R Block to help you take control of your finances.

Spruce fintech platform is built by H&R Block, which is not a bank. Bank products by Pathward®, N.A., Member FDIC.
 

Get the Spruce mobile app

With this platform, built by H&R Block, you can access your account anywhere, anytime for balance checks on-the-fly, finding ATMs in a flash, and so much more.

Spruce fintech platform is built by H&R Block, which is not a bank. Spruce℠ Spending and Savings Accounts established at, and debit card issued by, Pathward®, N.A., Member FDIC, pursuant to license by Mastercard®. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

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