Emerald Advance℠ line of credit for unexpected bills


Editor’s Note: While our Emerald Advance offer ended on January 8, 2022, you can still read about the benefits of working with our tax pros to get the most from your taxes with H&R Block.

Life is full of unforeseen turns and twists. Whether it’s an unplanned car repair or a spike in your bills, additional expenses can put a big kink in your budget. We understand that may be even more true during this time. To help cover unexpected bills, consider the H&R Block Emerald AdvanceSM line of credit.Disclaimer number115. Scroll to bottom of page.

Paying bills with an Emerald Advance line of credit

Emerald Advance lets you enjoy the freedom of having access to money exactly when you need it the most. With a year-round line of credit, you could have the power to borrow and repay funds — up to $1,000, based upon Bank approval.Disclaimer number127. Scroll to bottom of page.

When does Emerald AdvanceSM start?

Some clients have asked us, “Is H&R Block doing Emerald AdvanceSM this year,” the answer is “yes.”

You can apply for a new Emerald AdvanceSM line of credit or an increase to your existing line nationwide beginning November 15, 2021, through January 8, 2022. Make an appointment or walk into your local participating H&R Block office to apply.

How to I apply for the Emerald AdvanceSM line of credit

To apply for the line of credit, you do not need to provide your W-2. You should, however, bring the following to your appointment:

  • A current pay statement
  • An unexpired, government-issued photo ID (a valid driver’s license)

At your Emerald AdvanceSM appointment, you’ll complete your application and submit it to MetaBank. If your application is approved, you’ll know the credit limit before you leave the office.

Emerald AdvanceSM draws are loaded to the Card Account associated with an H&R Block Emerald Prepaid Mastercard®.Disclaimer number110. Scroll to bottom of page.

You can then conveniently draw on the line of credit and load Emerald AdvanceSM funds to your Card Account by logging in online, through the MyBlockSM appDisclaimer number140. Scroll to bottom of page. or calling the number on your Card.

How to find out more about Emerald AdvanceSM 2021

Are you ready to learn more about the H&R Block Emerald AdvanceSM qualifications? Simply visit the Emerald AdvanceSM site and make an appointment.

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