Question

I have a question about non-dependent EIC. I don’t have any earned income, but I received a Form 1098-T. Can I file and receive education tax breaks?

Answer

Probably not. Credits offset tax liability from any taxable income. However, you might qualify for the refundable portion of the American Opportunity Credit.

You won’t qualify for the refundable portion if:

  • You’re one of these:
    • Under age 18
    • Age 18-23 and both of these are true:
      • You’re a full-time student.
      • You had earned income less than half of your support.
  • At least one of your parents was alive at the end of the tax year.
  • You’re filing as one of these:

Related Topics

Related Resources

What are Marketplace Hardship Exemptions and How Do You Qualify?

Afraid of owing a penalty for not having health insurance? See if you qualify for the hardship exemption with the experts at H&R Block.

Education Credits and Deductions

Learn whether you can claim education credits and deductions if your child's form 1098-T has his or her SSN on it with advice from the tax experts at

Tax Implications For A Home Foreclosure

What are the tax implications if your home goes up for foreclosure? Learn more from the tax experts at H&R Block.

College Student Tax Credit

Learn more college student tax credits from the tax experts at H&R Block.