Question

My son has been receiving Social Security survivor benefits since his dad died. In the past, I haven't had to claim any of these funds. Are Social Security survivor benefits taxable — Does it make any difference if my son was adopted?

Answer

You’ll report any Social Security survivor benefits for your child on your child’s return. Only the person who has the legal right to receive the benefits includes the money in income (if taxable). This is true even if the Social Security survivor benefits are put in your bank account. It doesn’t make any difference if your son was or wasn’t adopted.

This is true as long as the child’s provisional income is less than the base amount. Provisional income is usually the sum of these:

  • 50% of Social Security benefits
  • Other taxable and tax-exempt income

The base amount is $25,000 for a single filer — or *fdSocSecTaxableInc1** for married filing jointly.

Related Topics

Related Resources

If I report my 401K distribution, will I have to pay taxes on 401K distribution income again if taxes were withheld from

Learn more about taxes on 401K distribution with advice from the tax experts at H&R Block.

Say I withdrew less than I contributed to my IRA — IRA withdraw less than contributions made — Are my withdrawals exem

Learn how making an IRA withdraw less than your contributions will impact your tax return with advice from the tax experts at H&R Block.

I have a question about tax issues related to Roth Independent Retirement Accounts (Roth IRAs). What do I need to know a

Learn more about how Roth IRA contributions are taxed with help from the experts at H&R Block.

I have a question about reporting Roth IRA contributions — Can I get direction on how to report Roth IRA contributions

Learn more about reporting Roth IRA contributions with advice from the tax experts at H&R Block.