IRS Payments

IRS Definition

If you owe federal tax, the IRS offers many easy ways to pay:

  • Direct Pay.
  • Pay by Debit or Credit Card.
  • Use IRS2Go.
  • Pay When You E-file.
  • Choose Other Options to Pay. The IRS offers other ways to pay:
    • Use the Electronic Federal Tax Payment System to pay your taxes online or by phone. This free system provides security, ease and accuracy. To enroll or for more information, call 888-555-4477 or visit EFTPS.gov.
    • Pay by Check or Money Order. Make the check, money order or cashier’s check payable to the U.S. Treasury.
  • Can’t Pay Now? If you are unable to pay in full, you have options:
    • Apply for an online payment agreement to pay your tax liability over time. Use the IRS.gov tool to set up a direct debit installment agreement. With a direct debit plan, there is no need to write a check and mail it each month.
    • Owe more than you can afford? An offer in compromise may allow you to settle for less than the full amount you owe. It may be an option for you if you can’t pay your full tax liability. It may also be an option if paying in full creates a financial hardship. Not everyone qualifies. Use the Offer in Compromise Pre-Qualifier tool to see if you are eligible for an OIC.

More from H&R Block

You have many options for paying your federal income taxes. While you can still write a check, there are multiple ways to pay your bill online. IRS Direct Pay allows you to pay your taxes through direct debit from your checking account or by credit/debit card (you do pay a fee for credit/debit card payments).

If you are unable to pay your tax balance in full by the due date of the return, you can request an installment agreement by filing Form 9465, Installment Agreement Request with your return or by using the Online Payment Agreement tool on irs.gov. The user fee for setting up an installment agreement is much smaller if you use the Online Payment Agreement.

Learn more about ways to deal with an IRS tax bill.

Get help from an expert

Your local H&R Block tax pro can look into your issue and deal with the IRS for you.

Schedule a Free Consultation

Or call 855-536-6504

Related Information

How to Avoid IRS Liens and Levies

Liens and levies are tools the IRS uses to collect back taxes. Learn more about each one -- and how to avoid tax liens and levies by working with the IRS.

What To Do If You Can’t Pay Your Taxes

Learn about the different options when you can't pay or still owe money from a past return from the tax experts at H&R Block.

The IRS Offers Alternatives When You Can’t Pay Your Tax Bill

Get the facts from H&R Block about IRS payment options when you can't pay your tax bill, including short-term extensions, monthly payment plans, and more.

The Four Types of IRS Penalty Relief – and How to Know What’s Best for You

Get the facts from H&R Block about the four types of IRS penalty relief, and which IRS penalty relief option may be best for your situation.

What’s the Best Way to Pay Your Tax Bill

You have options when you owe taxes. Get the facts about the best way to pay your tax bill with help from the experts at H&R Block.

What To Do If You Can’t Pay Your Business Taxes

Learn how to request an IRS payment option, like an extension to pay or an IRS installment agreement, when your business owes taxes and can't pay.