Question

Can I have my refund deposited into two accounts?

Answer

Depositing your refund into two different accounts is known as a split deposit. However, you can’t directly deposit your refund into someone else’s account unless both of these apply:

  • It’s a joint refund.
  • The refund money is deposited into a joint account or an account controlled by your spouse.

Some banks won’t allow a refund from a joint return to be deposited into an account in the name of only one spouse. Confirm that your bank will allow you to deposit refund(s) into different accounts.

Related Topics

Related Resources

IRS Notice CP297C – Notice of Seizure and Notice of Your Right to a Hearing

Learn about IRS Notice CP297C, your appeal rights, and how to handle an IRS tax bill. Get tax help from the tax experts at H&R Block.

Injured Spouse

Get the facts from H&R Block about IRS injured spouse relief, which allows a spouse to claim his or her share of a joint tax refund in specific situations.

IRS Letter 2202 – Your Federal Income Tax Return Has Been Selected for Examination

Learn more about letter 2202, why you received it, and how to handle an IRS examination with help from the tax experts at H&R Block.

IRS Appeals

Read the IRS definition of IRS appeals, and get more insight from H&R Block about the two major types of IRS appeals: within the IRS and in the courts.