I have a concern regarding student loan garnishment. My garnished wages are used for payment on my student loan. Will my tax refund also be garnished and applied to student loan debt?
Usually only the state and federal governments are able to take your tax refund, therefore you’ll probably get your refund if your student loan debt isn’t:
- With the state or federal government
- Part of a federally insured student loan program
However, if your student loan debt is with a state or federal government program, they’ll most likely apply your refund to your delinquent student loan balance. You should receive notice if your refund is going to be offset. If you haven’t received notice, contact your student loan provider to determine if they intend to offset your refund.
If you deposit this check in your bank account, it’s possible for private creditors to levy this money.
Learn more about Letter 3853C, why you received it, and how to handle an IRS 3853C letter with help from the tax experts at H&R Block.
Learn more about letter 566D, why you received it, and how to handle an IRS audit with help from the tax experts at H&R Block.
Learn more about the definition of an injured spouse and find out how to file injured spouse taxes with the experts at H&R Block.
H&R Block makes the tax filing extension process easy with tips & advice on how to file a tax extension and what you should consider.