I have a concern regarding student loan garnishment. My garnished wages are used for payment on my student loan. Will my tax refund also be garnished and applied to student loan debt?
Usually only the state and federal governments are able to take your tax refund, therefore you’ll probably get your refund if your student loan debt isn’t:
- With the state or federal government
- Part of a federally insured student loan program
However, if your student loan debt is with a state or federal government program, they’ll most likely apply your refund to your delinquent student loan balance. You should receive notice if your refund is going to be offset. If you haven’t received notice, contact your student loan provider to determine if they intend to offset your refund.
If you deposit this check in your bank account, it’s possible for private creditors to levy this money.
Related Resources
The Taxpayer Advocate Service is requesting information from you. Learn more about IRS letter 2904 from the tax experts at H&R Block.
Learn more about IRS Letter 3666C, why you received the letter, and what it means for you with help from the tax experts at H&R Block.
What are the tax brackets for U.S. taxes? Review income tax brackets based on your filing status and taxable income and understand how they apply to you.
Did you receive IRS Letter 3500? Learn more about letter 3500 and how to handle it with help from the tax experts at H&R Block.
