Wedding On A Budget? Throw One For $6,300

June 08, 2015 : Dana LaRue – Guest Contributor

Editor’s Note: Weddings on a budget are actually pretty trendy. Besides saving money, they force you to make more inventive and unique choices, as this guest contributor outlines below. Read on to learn how to plan a wedding on a budget…

So, you’re engaged! Yay! Aside from the lovey, giddy feelings, you’re now staring down some major benefits of the betrothed. Namely, you get to file as married filing jointly instead of single – which is usually beneficial for most. The difference in the standard deduction is an additional $6,300. Besides being a benefit at tax time, that’s actually enough dough to throw a pretty great low-budget wedding.

Yes, you read that correctly. Despite seeing a barrage of celebrity weddings totaling in the hundreds of thousands – if not millions – of dollars, it is absolutely possible to have a wonderful wedding without reaching five digits. Here are some creative ways to make this happen. (So you can spend the big bucks on your honeymoon. Bora Bora, anyone?)

Wedding Budget

Here’s a budget breakdown, based on recommendations from The Knot and what that looks like in terms of real money for a $6,300 wedding.
[table]
Item|Percentage|Dollar Amount
Reception|48%|$3024
Photography/Videography|11%|$693
Attire|10%|$630
Entertainment|8%|$504
Flowers|8%|$504
Miscellaneous/Just in Case|5%|$315
Stationery|3%|$189
Ceremony|2%|$126
Rings|2%|$126
Gifts|2%|$126
Transportation|2%|$126
[/table]

Best Ways to Save for a Wedding on A Budget

Venue:

Sure, ballrooms are gorgeous, but they’re also expensive, and they come bare bones. All those pretty little extras, like the draped tulle and soft lighting are going to bump up your bottom line.

If you think beyond the box and take inspiration from your daily life – like where do you and your fiancé enjoy spending time – you might find the best budget alternative. Art galleries, gardens, museums and even restaurants! Typically these places come pre-decorated, so you won’t have to worry about hauling in a lot of stuff.

Food:

Speaking of restaurants, food doesn’t come cheaply, but it can. For smaller weddings, a favorite restaurant can be a huge money-saver. They already have the staff, the alcohol and the food. Sure, you’ll probably have to shell out some cash to rent a private room or buy out the restaurant for the night, but you save money (and a headache) on servers, corkage fees, linens and décor.

If you choose to have a reception at another location, ask your favorite restaurant to prepare some chafing dishes that a member of your party will pick up for an affordable buffet. For something a little more casual, food trucks are a super fun option.

And when it comes to the sweets? You can opt for a smaller tiered cake for the cutting and have a big supermarket sheet cake hiding in the back. Also, no one will complain if you have a dessert bar instead – hello wedding pies!

Flowers:

Persimmon Images_Brooch BouquetBlooms aren’t for everyone – and that’s a good thing, because those petals pack a pricey punch! If you’re dead set on stems, use them sparingly. Know what’s in-season and check out local farms or farmer’s markets for larger quantities. Sure, you’ll have to put a little elbow grease into arranging the bouquets, but there are tons of great DIY ideas to help with that. Re-use your bridal party’s bouquets and any flowers from the ceremony as centerpieces during the reception, so you get the most bang for your blooms.

Not in love with flowers? Brooch bouquets can be tough to make, but they last forever and are a wonderful way to include sentimental heirlooms from family members.

Attire:

This one is super simple: does it make you feel fabulous? If you’re happier in a knee-length cocktail dress, then wear that for your wedding! It’ll likely save you hundreds, if not thousands, to get something you’re happy, comfortable and feel amazing in!

A wedding with a budget of $6,300 is totally doable with the right amount of  determination. Creativity is a currency – because it’s not about how much you spend, it’s about how you spend it! Good luck planning your wedding on a budget!

Related Topics

Related Resources

Cheap Winter Date Ideas

If you’re trying to stick to a budget this winter while being with your loved one, check out these low-cost winter date ideas from H&R Block.

15 Creative Ways to Grow Your Nest Egg in 2017

Be proactive and take control of your financial situations this year. H&R Block tax experts are sharing how to save more money in 2017 - learn more here.

New Year’s Financial Resolutions To Start Now

H&R Block tax pros explain the tax impact of New Year's financial resolutions. Discover how you can reach your goals by opening a savings or retirement account.

Lose Weight and Save With These Cheap Healthy Meals

You may be curious as to how you can lose weight on a budget. Join H&R Block as we explore healthy meal ideas that can help you can lose weight and save money!

Dana LaRue – Guest Contributor

The Broke-Ass Bride is a sassy, savvy wedding blog that encourages and empowers couples to have the wedding they want with the budget they have.