H&R Block Emerald Advance® Loan
You could get a personal loan for up to $1,500.
No Social Security number? We’ll help you with a free ITIN application when you file your taxes at participating locations.
Prefer to file in Spanish? Our bilingual tax pros offer tax services in Spanish at select H&R Block locations.
Running a business is enough work. Let us handle your small business taxes with expert business tax services that fit your needs.
Tax prep doesn’t have to be hard. With our expert tax preparation services, you can file online or in person and get your maximum refund guaranteed.
You could get a personal loan for up to $1,500.
Moving over to H&R Block? With Second Look®, we’ll help you find money others missed by double checking your last three returns.
For every return, we guarantee:
100% Accuracy
Maximum refund
No Surprise Pricing
Deluxe Online User
June, 2025
“H&R Block always takes care of me, let them take care of you.”
Utah
October, 2024
“Great expertise with great service.”
Minnesota
June, 2025
“If you want the best people, and a company who does absolutely everything to make your taxes right and convenient then you have to choose H&R Block.”
Premium Online User
August, 2025
“I purchased the online tax prep and it was great. I was able to complete my taxes with ease and confidence. The AI tool was a nice bonus.”
Free Online User
July, 2025
“This year I needed to do a simple filing and I was surprised that it was free. Very easy to use and accurate.”
California
June, 2025
“Great service, tax professional was very helpful and kind. Answered our questions best he could and offered services and tips for next year’s tax season.”
Have your refund money up to 5 days early when you have it deposited directly into your Spruce mobile banking account.
Spruce fintech platform is built by H&R Block, which is not a bank. Spruce℠ Spending and Savings Accounts established at, and the Spruce debit card and the H&R Block Emerald Prepaid Mastercard® are issued by, Pathward®, N.A., Member FDIC, pursuant to license by Mastercard®. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Additional fees, conditions, and terms apply to how you use your Emerald Card or Spruce account. Consult your Cardholder Agreement or Spruce Spending Account Agreement for details.