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COVID-19 & IRS Updates: Prioritizing our clients’ and associates’ health Get the latest info

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Estimate Your 2020 Stimulus Check Payment

More than 90% of American adults qualify for a stimulus payment

Whether you are employed full time or part time, a gig worker, unemployed, or retired, you are likely eligible for a stimulus check or direct deposit.

How much do I get paid?

  • The starting amount is $1,200 per person but will go up or down based on your situation. Use our stimulus check estimator to find your amount.

  • If you filed your 2018 or 2019 taxes, you don’t need to do anything. The IRS will automatically direct deposit or mail payments to the account listed on your last tax return.

  • The government plans to issue payments over the next few months, starting in April.

     

What about my taxes?

  • The IRS will use your most current tax return to determine:

    •  Your annual income for your stimulus payout amount
    •  Your direct deposit information or mailing address

  • If you’ve already filed your 2019 taxes, you’re all set.

    Haven’t filed your 2019 taxes? That’s okay. But, if your information has changed since your last tax return, now would be a good time to file so the IRS has your most current info.

Stimulus Check Calculator

Get an estimate of how much money you may expect from your 2020 stimulus payment.

Have you filed your 2019 taxes yet?

Filing status for 2019*

*If you are married filing separately please choose Single

Don’t need to file your taxes, but want to get your stimulus check?

If you typically don’t file a tax return, but want to get your information to the IRS to receive your stimulus payment, we can help. Our free DIY online service will walk you through the process, step by step.

Get started

Still need to file? We're here to help get your maximum refund guaranteed.

Ways to file

Frequently asked stimulus check questions

Which taxpayers are eligible to receive a stimulus check?
Most taxpayers within the income ranges will be eligible to receive a stimulus check. You must have a Social Security number or Adoption Tax Identification Number.  The following types of taxpayers are not eligible to receive a stimulus payment:
  • Non-resident aliens
  • Anyone who is a dependent
  • Estates or trusts. For example, if you have a trust set up for a child or dependent and that trust generated income during the year, the trust will not receive the stimulus payment.
How do I know how much stimulus payment is owed to me?
Use the coronavirus stimulus calculator above to determine your amount. 
I have dependents 17 and older. Will I receive money for them?
You will receive $500 for children 16 and younger if you were able to claim them for the Child Tax Credit.
What are the income thresholds for the 2020 stimulus?
To receive the full amount, your 2018 or 2019 Adjusted Gross Income must be below the following amounts for your tax filing status:
  • If you filed married filing jointly, your household income must be below $150,000.
  • If you filed as Head-of-Household, your income must be below $112,500
  • If you filed single individual or married filing separately or as a Qualified Widow, your income must be below $75,000
If your AGI was more than the amounts above, the credit will be reduced by $5 for each $100 over the limit. Ex. If you filed single with no children and your AGI was $85,000 in 2019, your check amount would be $700. When you enter your information into the stimulus check calculator, it will reflect these details in your result.
When can I expect to receive my stimulus check?
The government plans to issue payments over the next few months starting in April.
How will the IRS send me my stimulus check?
The IRS plans to use the bank or financial account information listed on your most recent tax return or they will mail you a payment to your address on record if no account information is available.
How do I update my IRS information?
The best way to update your information is to file your taxes. The IRS will use the bank account or address on your most recent filing. The Treasury is also creating a dedicated stimulus website that will allow users to provide the IRS your banking information online in the future. Learn more on our resource page.
Will I owe taxes on the stimulus check money?
No, you will not owe taxes on your payment. The legislation specifically states the payment will not be taxable.
Will the IRS put the money on my Emerald Card?
The IRS has determined some people will receive their stimulus payment on their Emerald Card. For those who do, H&R Block is adding $10 to their card account to help them access money, should they need it. The $10 credit should load to their account when the stimulus payment is loaded. For more information about when and where your stimulus payment will be sent, visit the IRS tool, Get My Payment.
What if I haven’t filed a return in 2018 or 2019 and have not received my stimulus payment yet?
You may want to file a return so the IRS has your most current information to process your payment.

Get the latest information on the coronavirus tax impact

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  5. Emerald Cash Rewards™ are credited on a monthly basis. Rewards are in the form of a cash credit loaded onto the card and are subject to applicable withdrawal/cash back limits. Merchants/Offers vary.
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  4. A simple tax return excludes self-employment income (Schedule C), capital gains and losses (Schedule D), rental and royalty income (Schedule E), farm income (Schedule F) shareholder/partnership income or loss (Schedule K-1), and earned income credit (Schedule EIC).
  5. State programs can be added within the program for an additional cost. Most state programs available in January. Release dates vary by state. The following states do not support part-year/nonresident forms: AL, DC, HI and MT.
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  1. State e-file not available in NH.
  2. Additional state programs are extra. Most state programs available in January; release dates vary by state.
  3. All prices are subject to change without notice.
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    Offer valid for tax preparation fees for new clients only. A new client is an individual who did not use H&R Block office services to prepare his or her 2016 tax return. Valid receipt for 2016 tax preparation fees from a tax preparer other than H&R Block must be presented prior to completion of initial tax office interview. May not be combined with other offers. Offer period March 1 – 25, 2018 at participating offices only. To qualify, tax return must be paid for and filed during this period. Visit hrblock.com/halfoff to find the nearest participating office or to make an appointment. OBTP# B13696 ©2018 HRB Tax Group, Inc.
  2. Results vary. All tax situations are different. Fees apply if you have us file a corrected or amended return. The IRS allows taxpayers to amend returns from the previous three tax years to claim additional refunds to which they are entitled. Applies to individual tax returns only. At participating offices.
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  4. Type of federal return filed is based on taxpayer's personal situation and IRS rules/regulations. Form 1040EZ is generally used by single/married taxpayers with taxable income under $100,000, no dependents, no itemized deductions, and certain types of income (including wages, salaries, tips, taxable scholarships or fellowship grants, and unemployment compensation). Additional fees apply with Earned Income Credit and you file any other returns such as city or local income tax returns, or if you select other products and services such as Refund Transfer. Available at participating U.S. locations.
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  18. Qualifying individuals only. See www.irs.gov for qualifications.
  19. Important Terms, Conditions and Limitations apply. See Tax Identity Shield Terms, Conditions and Limitations for complete details.
  20. Valid for an original 2019 personal income tax return for our Tax Pro Go service only. Must provide a copy of a current police, firefighter, EMT, or healthcare worker ID to qualify. No cash value and void if transferred or where prohibited. Offer valid for returns filed 5/1/2020 - 6/30/2020. If the return is not complete by 6/30, a $99 fee for federal and $45 per state return will be applied.
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  22. The tax identity theft risk assessment will be provided in January 2019. The tax identity theft risk assessment is based on various data sources and actual risk may vary beyond factors included in analysis.
  23. Due to federally declared disaster in 2017 and/or 2018, the IRS will allow affected taxpayers an extended filing date to file and pay for their 2017 taxes. See IRS.gov for details.
  24. Free ITIN application services available only at participating H&R Block offices, and applies only when completing an original federal tax return (prior or current year). CAA service not available at all locations.
  25. The Send A Friend coupon must be presented prior to the completion of initial tax office interview. A new client is defined as an individual who did not use H&R Block or Block Advisors office services to prepare his or her prior-year tax return. Discount valid only for tax prep fees for an original 2017 personal income tax return prepared in a participating office. May not be combined with any other promotion including Free 1040EZ. Void if sold, purchased or transferred, and where prohibited. No cash value. Must be a resident of the U.S., in a participating U.S. office. Expires 4/10/2018. Referring client will receive a $20 gift card for each valid new client referred, limit two. Gift card will be mailed approximately two weeks after referred client has had his or her taxes prepared in an H&R Block or Block Advisors office and paid for that tax preparation. Referred client must have taxes prepared by 4/10/2018. H&R Block employees, including Tax Professionals, are excluded from participating.
  26. Available at participating offices and if your employer(s) participate in the W-2 Early AccessSM program.
  1. This is an optional tax refund-related loan from Axos Bank®, Member FDIC; it is not your tax refund. Loans are offered in amounts of $500, $750, $1250 or $3000. Approval and loan amount based on expected refund amount, ID verification, eligibility criteria, and underwriting. If approved, funds will be loaded on a prepaid card and the loan amount will be deducted from your tax refund, reducing the amount paid directly to you. Tax returns may be e-filed without applying for this loan. Fees for other optional products or product features may apply. Limited time offer. Available at participating locations. Not offered in Puerto Rico. HRB Maine License No. FRA2. OBTP#B13696 See hrblock.com/refundadvance for details. ©2018 HRB Tax Group, Inc.
  2. The H&R Block Emerald Prepaid Mastercard® is a tax refund-related deposit product issued by Axos Bank®, Member FDIC, pursuant to a license by Mastercard International Incorporated. Emerald Financial Services, LLC is a registered agent of Axos Bank. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Not available at all locations and to all applicants. Additional fees, terms and conditions apply; consult your Cardholder Agreement for details. ID verification required. ©2019 HRB Tax Group, Inc.
  3. Merchants/offers vary. Rewards will be posted to your Emerald Card on or around the 5th day of the month following your qualifying purchase. Rewards are in the form of a cash credit loaded onto the card and are subject to applicable withdrawal/cash back limits.
  4. For a full schedule of Emerald Card fees, see your Cardholder Agreement.
  5. Payroll, unemployment, government benefits and other direct deposit funds are available on effective date of settlement with provider. Please check with your employer or benefits provider as they may not offer direct deposit or partial direct deposit. Faster access to funds is based on comparison of traditional banking policies for check deposits versus electronic direct deposit.
  6. Fees apply to Emerald Card bill pay service. See Online and Mobile Banking Agreement for details.
  7. H&R Block Emerald Advance® line of credit and H&R Block Emerald Savings® offered through Axos Bank®, Member FDIC. H&R Block Emerald Prepaid Mastercard® issued by Axos Bank pursuant to a license by Mastercard International Incorporated. All products subject to ID verification. If approved for an Emerald Advance℠ your credit limit could be between $350-$1000. Line of credit subject to credit and underwriting approval. Fees apply. Products offered only at participating offices. Promotional period 11/14/2019-1/20/2020. Emerald Financial Services, LLC is a registered agent of Axos Bank. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Emerald Advance℠ line of credit is a tax refund-related credit product. Emerald Card® is a tax refund-related deposit product. OBTP#B13696 ©2019 HRB Tax Group, Inc.
  8. When you use an ATM, we charge a $3 withdrawal fee. You may be charged an additional fee by the ATM operator (and you may be charged a fee even if you do not complete a fund transfer). See your Cardholder Agreement for details on all ATM fees.
  9. Emerald Card Retail Reload Providers may charge a convenience fee. Any Retail Reload Fee is an independent fee assessed by the individual retailer only and is not assessed by H&R Block or Axos Bank®.
  10. Refund Transfer (RT) is a tax refund-related deposit product provided by Axos Bank®, Member FDIC. Fees apply. You must meet legal requirements for opening a bank account. RT is a bank deposit, not a loan, and is limited to the size of your refund less applicable fees. You can e-file your return and get your refund without an RT, a loan or extra fees. Maine License No.: FRA2. Available at participating offices.
  11. Neither H&R Block nor Axos Bank® charges a fee for Emerald Card mobile updates; however, standard text messaging and data rates may apply.
  12. US Mastercard Zero Liability does not apply to commercial accounts (except for small business card programs). Conditions and exceptions apply – see your Cardholder Agreement for details about reporting lost or stolen cards and liability for unauthorized transactions.
  13. Requires purchase of a Refund Transfer (RT), for which a temporary bank account is required and fees apply. See RT Application for full terms and conditions. RT is provided by Axos Bank®, Member FDIC. Fees apply. You must meet legal requirements for opening a bank account. A RT is a bank deposit, not a loan, and is limited to the size of your refund less applicable fees. You can electronically file your return and receive your refund without a RT, a loan or extra fees. H&R Block Maine License Number: FRA2. Available at participating offices. RT is a tax refund-related deposit product.
  14. Availability of Refund Transfer (RT) funds varies by state. Funds will be applied to your selected method of disbursement once they are received from the state taxing authority.
  15. The Check-to-Card service is provided by Sunrise Banks, N.A. and Ingo Money, Inc., subject to the Sunrise Banks and Ingo Money Service Terms and Conditions, the Ingo Money Privacy Policy, and the Sunrise Banks, N.A. Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money's sole discretion. Fees apply for approved Money in Minutes transactions funded to your card or account. Unapproved checks will not be funded to your card or account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See your Cardholder or Account Agreement for details.
  16. The Rapid Reload logo is a trademark owned by Wal-Mart Stores. Inc. Rapid Reload not available in VT and WY. Fees apply. Check cashing fees may also apply. Check cashing not available in NJ, NY, RI, VT and WY.
  17. If approved, you could be eligible for a credit limit between $350 and $1,000.
  18. Minimum monthly payments apply. Line balance must be paid down to zero by February 15 each year. Year-round access may require an Emerald Savings® account.
  19. Fees apply when making cash payments through MoneyGram® or 7-11®.
  20. Please consult your tax professional for further information regarding eligibility, tax-deductibility of Traditional IRA contributions, tax-deferred/tax-exempt interest, limitations and tax consequences of distributions for college expenses and first-time home purchases, and additional IRS rules governing both Traditional and Roth IRAs. Severe penalties may be imposed for contributions and distributions not made in accordance with IRS rules.
  21. Interest accrues daily and is credited monthly. Minimum opening deposit was $300 or a monthly direct deposit of $25. No minimum balance is required to obtain the stated APY. All fees and rates are subject to change after account opening. Annual Percentage Yield (APY) effective as of August 12, 2015 at 21:53 PM CST and is subject to change without prior notice. Unless exception applies, a 10% IRS early distribution penalty if withdrawn prior to age 59½ will apply. Fees may reduce earnings on the account. If you close your account prior to the crediting of interest, you will not receive the accrued interest. See fee disclosure and account agreement for details.
  22. Transferring funds from another bank account to your Emerald Card may not be available to all cardholders and other terms and conditions apply. There are limits on the total amount you can transfer and how often you can request transfers. Axos Bank® does not charge a fee for this service; please see your bank for details on its fees.
  23. 7-ELEVEN is a registered trademark of 7-Eleven, Inc.
  24. ©2015 InComm. All Rights Reserved. Vanilla Reload is provided by ITC Financial Licenses, Inc. ITC Financial Licenses, Inc. is licensed as a Money Transmitter by the New York State Department of Financial Services. Terms and conditions apply.
  25. If you request cash back when making a purchase in a store, you may be charged a fee by the merchant processing the transaction. Always ask the merchant if a surcharge applies when requesting cash back at the point of sale.
  26. Applicants must be 18 years of age in the state in which they reside (19 in Nebraska and Alabama, 21 in Puerto Rico.) Identity verification is required. Both cardholders will have equal access to and ownership of all funds added to the card account. See Cardholder Agreement for details.
  27. Use of (Tap) for Balance is governed by the H&R Block Mobile and Online Banking Online Bill Payment Agreement and Disclosure. Once activated, you can view your card balance on the login screen with a tap of your finger. You should enable the security features on your mobile device, because anyone who has access to it will be able to view your account balance. You also accept all risk associated with (Tap) for Balance, and agree that neither H&R Block, Axos Bank® nor any of their respective parents or affiliated companies have any liability associated with its use. You will still be required to login to further manage your account.
  28. Timing is based on an e-filed return with direct deposit to your Card Account.
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  1. Enrollment in, or completion of, the H&R Block Income Tax Course is neither an offer nor a guarantee of employment. Additional qualifications may be required. Enrollment restrictions apply. There is no tuition fee for the H&R Block Income Tax Course; however, you may be required to purchase course materials. State restrictions may apply. Additional training or testing may be required in CA, MD, OR, and other states. Valid at participating locations only. Void where prohibited. This course is not open to any persons who are currently employed by or seeking employment with any professional tax preparation company or organization other than H&R Block. During the course, should H&R Block learn of any student’s employment or intended employment with a competing professional tax preparation company, H&R Block reserves the right to immediately cancel the student’s enrollment. The student will be required to return all course materials, which may be non-refundable. Discount is off course materials in states where applicable. Discount must be used on initial purchase only. Not valid on subsequent payments. Expires January 31, 2021. CTEC# 1040-QE-2355 ©2020 HRB Tax Group, Inc.

    H&R Block has been approved by the California Tax Education Council to offer The H&R Block Income Tax Course, CTEC# 1040-QE-2355, which fulfills the 60-hour “qualifying education” requirement imposed by the State of California to become a tax preparer. A listing of additional requirements to register as a tax preparer may be obtained by contacting CTEC at P.O. Box 2890, Sacramento, CA 95812-2890; toll-free by phone at (877) 850-2832; or at www.ctec.org.
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