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H&R Block Emerald Prepaid Mastercard®

Your H&R Block Emerald Prepaid Mastercard® can be used at any ATM that displays Mastercard, Maestro, or Cirrus brand mark. Please note that some ATM owners charge a fee for use of their ATMs. BofI Federal Bank does charge an additional fee of $3.00 per transaction when using your Emerald Card®. Consult your Emerald Card terms and conditions for additional information.

  • moneypass logo
  • mastercard logo
  • maestro logo
  • cirrus logo

Avoid ATM owner surcharge fees* by using your Emerald Card at any ATM with the MoneyPass® logo. You now have access to over 24,000 MoneyPass ATMs nationwide which are located in many convenient, national retail locations. There's also no additional surcharge fee if using an AllPoint ATM located inside of a CVS store. The $3.00 ATM withdrawal fee noted in your Cardholder Agreement still applies.

Accessing cash through MoneyPass ATMs:

  1. Locate a MoneyPass ATM network with a MoneyPass logo.
  2. Insert your card and enter your PIN when prompted.
  3. Follow steps on screen.
  4. Select "checking" and the amount of cash you want to withdraw.
  5. Be sure to take your card and receipt.


Some MoneyPass ATMs may show a surcharge screen during your MoneyPass ATM transaction. If that happens, simply enter "YES" to accept the surcharge fee and proceed with your withdrawal. YOU WILL NOT BE CHARGED THE SURCHARGE FEE.

*A surcharge fee is a fee charged by the ATM owner to cardholders that are not customers of the institution owning the ATM.

The H&R Block Emerald Prepaid Mastercard® is a tax refund-related deposit product issued by BofI Federal Bank, Member FDIC, pursuant to a license by Mastercard International Incorporated. Emerald Financial Services, LLC is a registered agent of BofI Federal Bank. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Not available at all locations and to all applicants. Additional fees, terms and conditions apply; consult your Cardholder Agreement for details. ID verification required. ©2017 HRB Tax Group, Inc.