Apply today — you could get a loan for up to $1,300. Applications close Dec. 31, 2024. Explore Emerald Advance® Loan

Sign in

Create Account Forgot your username or password?
Explore All Topics
Tax Information Center arrow icon IRS arrow icon Refunds and payments

How can my refund be more than the federal withholding on my W-2?

1 min read


1 min read


This usually happens when some credits you receive are refundable.

Examples of refundable tax credits include:

  • Earned Income Credit (EIC)
  • Additional child tax credit
  • Part of the American Opportunity Credit — Form 8863
  • Net Premium Tax Credit

Was this topic helpful?

Related topics

Tax reform

Find information on tax reform and how it affects you.

Forms

Which tax forms do you need? Don’t guess – get answers from H&R Block today.

Tax brackets and rates

A new job or extra income can change your tax bracket. We can help you learn more about filing changes.

Tax fraud

Learn how to protect yourself and your money from falling victim to tax fraud.

Recommended articles

Audits and tax notices

Top IRS audit triggers: 8 tax mistakes to avoid

Tax brackets and rates

What are the current tax rates?

Forms

Form 8863

No one offers more ways to get tax help than H&R Block.

File with a tax pro
File online